Chambers County property record for 5461 28th Ave, Valley, AL 36854
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,352 sqft · built 1971 |
| Lot Size | 0.522 acres (22,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Sep 2026) |
| Tax Bill | $872 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Feb 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-17-01-12-4-002-014.000 |
| Primary APN | 12-17-01-12-4-002-014.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 22,750 sqft (0.522 acres) |
| Lot Dimensions | 175 ft deep x 130 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 150 sqft |
| Deck Area | 64 sqft |
| Utility Building | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 12226 |
|---|---|
| Street Address | 5461 28TH AVE |
| City | VALLEY |
| State | AL |
| Zip | 36854-5025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT INT OF W MARGIN OF 28THAVENUE & NE MARGIN OF 55THSTREET, RUN NW'LY ALONG STREET200',NE'LY164',E'LY44' TOAVENUE, S ALON |
| Legal Range | 28 |
| Legal Township | 21 |
| Legal Section | 12 |
| Jurisdiction | CHAMBERS AL |
| Township / Civil Division | VALLEY |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 954300 |
5461 28th Ave is owned and occupied by two individuals who bought it in September 2026.
Source: Chambers County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5461 28TH AVE, VALLEY, AL 36854-5025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Feb 19, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2026 · Amount on File |
| Deed Sale | Sep 22, 2026 · Amount on File |
| Prior Sale | Feb 19, 2026 · Amount on File |
| Deed Document Number | 20264309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Recording Date | Sep 22, 2026 |
| Property Address | 5461 28TH AVE, VALLEY, AL 36854-5025 |
| Document Number | 0000004309 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 20264309 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,210.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5461 28TH AVE, VALLEY, AL 36854-5025 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004310, |
|---|---|
| Date | Sep 22, 2026 |
| Instrument | 20264310 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000004311, |
|---|---|
| Date | Sep 22, 2026 |
| Instrument | 20264311 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Recording Date | Feb 19, 2026 |
| Property Address | 5461 28TH AVE, VALLEY, AL 36854-5025 |
| Document Number | 002026/786 |
| Book / Page | 2026 / 786 |
| Instrument Date | Feb 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5737 US HIGHWAY 29 N, OPELIKA, AL 36804-5447 |
| Name | Verified Name |
|---|---|
| Address | 5737 US HIGHWAY 29 N, OPELIKA, AL 36804-5447 |
The 2026 property tax bill for 5461 28th Ave was $872 with a homeowner's exemption, up 137.6% from the year before.
Source: Chambers County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chambers County |
| Municipality | Valley City |
| Unified School District | Chambers County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $872.00 (+137.6%) Homeowner's exemption | ||
| 2025 | $367.00 (+8.26%) | $26,764 (+177.06%) Land $860 Building $25,904 | $133,820 (+38.57%) Land $4,300 Building $129,520 |
| 2024 | $339.00 Additional exemption filed | $9,660 (-) Land $480 Building $9,180 | $96,570 (-) Land $4,760 Building $91,810 |
| 2023 | $339.00 (-10.08%) Additional exemption filed | $9,660 (-8.35%) Land $480 Building $9,180 | $96,570 (-8.36%) Land $4,760 Building $91,810 |
| 2022 | $377.00 Additional exemption filed | $10,540 Land $480 Building $10,060 | $105,380 Land $4,760 Building $100,620 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5461 28th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5461 28th Ave is moderate, ranking above 42% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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