54605 27th St, South Bend, IN 46635 Property Records

St. Joseph County property record for 54605 27th St, South Bend, IN 46635

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1954
Lot Size	0.196 acres (8,576 sqft)
Owner	Individual Name on File
Tax Bill	$1,554 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-04-32-330-012.000-003`

Property Details

APN / Parcel Number

Primary APN	`71-04-32-330-012.000-003`
Alternative APN	`00221557070`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Basement Area	864 sqft
Game Room	Game Room

Exterior

Year Built	Built 1954
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	8,576 sqft (0.196 acres)
Lot Dimensions	134 ft deep x 64 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00221557070
Street Address	54605 27TH ST
City	SOUTH BEND
State	IN
Zip	46635-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 528 WILMETTE PK 3RD ADD
Legal Subdivision	WILMETTE PK 3RD ADD
Legal Lot Number	528
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1020
Census Tract	11310

Owner

54605 27th St is owned and occupied by an individual who acquired it in May 2019.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	54605 27TH ST, SOUTH BEND, IN 46635-1806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU
May 16, 2019	Personal Representative Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
May 16, 2019	Quit Claim Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2019
Deed Sale	May 16, 2019
Prior Sale	May 16, 2019
Deed Document Number	0001910808
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	54605 27TH ST, SOUTH BEND, IN 46635-1806
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002103818
Date	Feb 5, 2021
Instrument	2103818

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	156 Months
Due	Feb 5, 2034

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	54605 27TH ST, SOUTH BEND, IN 46635-1806
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002136292
Date	Oct 13, 2021
Instrument	2136292

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2041

Interest

Rate Type	Fixed Rate

May 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 16, 2019
Property Address	54605 27TH ST, SOUTH BEND, IN 46635-1806
Document Number	0001910808
Map Reference	PB 16 PG W-1
Instrument Date	May 10, 2019
Instrument	1910808
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54605 27TH ST, SOUTH BEND, IN 46635-1806

Mortgage

Document Number	0001910809
Date	May 16, 2019
Instrument	1910809

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 16, 2019
Property Address	54605 27TH ST, SOUTH BEND, IN 46635-1806
Document Number	0001910807
Map Reference	PB 16 PG W-1
Instrument Date	May 8, 2019
Instrument	1910807
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54605 27TH ST, SOUTH BEND, IN 46635-1806

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Clay Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$172,000 Land $41,200 Building $130,800	$172,000 Land $41,200 Building $130,800
2024	$1,554.00 (+27.38%)
2023	$1,220.00 (-4.54%)	$139,100 (-) Land $41,200 Building $97,900	$139,100 (-) Land $41,200 Building $97,900
2022	$1,278.00	$139,100 Land $41,200 Building $97,900	$139,100 Land $41,200 Building $97,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54605 27th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 54605 27th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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