5460 Valleybrook Cv, Memphis, TN 38120 Property Records

Shelby County property record for 5460 Valleybrook Cv, Memphis, TN 38120

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,115 sqft · built 1968
Lot Size	0.301 acres (13,100 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Nov 2004)
Tax Bill	$2,867 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-6051-0-0049`

Property Details

APN / Parcel Number

Primary APN	`05-6051-0-0049`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,115 sqft Living Area
Gross Area	4,869 sqft
1st Floor Area	2,225 sqft
Utility Area	100 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Old Style
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,100 sqft (0.301 acres)
Lot Dimensions	122 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft
Patio Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	5460 VALLEYBROOK CV
City	MEMPHIS
State	TN
Zip	38120-2813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	ES VALLEYBROOK COVE
Legal Subdivision	VALLEYBROOK
Legal Lot Number	4
Jurisdiction	SHELBY TN
Township / Civil Division	4
Census Block Group	4
Census Block	4009
Census Tract	9600

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5460 VALLEYBROOK CV, MEMPHIS, TN 38120-2813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit FINANCIAL FSB
Oct 15, 2020	Deed of Trust, Mortgage · Line of Credit FINANCIAL FED'L BK
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL FED'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2004 · Amount on Record
Deed Sale	Nov 9, 2004 · Amount on Record
Deed Document Number	2004188726
Last Transfer Date	Jun 27, 2016
Transfer Doc	0000066611
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	5460 VALLEYBROOK CV, MEMPHIS, TN 38120-2813
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 DENMARK DR 201, 201, MEMPHIS, TN 38103-4654

Mortgage

Document Number	0025086141
Date	Oct 2, 2025
Instrument	25086141

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	5460 VALLEYBROOK CV, MEMPHIS, TN 38120-2813
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025084706
Date	Sep 29, 2025
Instrument	25084706

Lender

Name	FINANCIAL FSB
Type	Bank
Address	MEMPHIS, TN 38120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 26, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	5460 VALLEYBROOK CV, MEMPHIS, TN 38120-2813
Document Number	0000115426
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5460 VALLEYBROOK CV MEMPHIS TN 381202813, MEMPHIS, TN 38120-2813

Mortgage

Document Number	0000115426
Date	Oct 21, 2020
Instrument	115426

Lender

Name	FINANCIAL FED'L BK
Type	Bank
Address	MEMPHIS, TN 38120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 20, 2025

Interest

Rate Type	Adjustable Rate
Rate	3.25%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	5460 VALLEYBROOK CV, MEMPHIS, TN 38120-2813
Document Number	0000087022
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5460 VALLEYBROOK CV MEMPHIS TN 381202813, MEMPHIS, TN 38120-2813

Mortgage

Document Number	0000087022
Date	Aug 18, 2020
Instrument	87022

Lender

Name	FINANCIAL FED'L BK
Type	Bank
Address	MEMPHIS, TN 38120

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,867.00 (-44.23%)	$106,600 (+26.3%) Land $26,175 Building $80,425	$426,400 (+26.3%) Land $104,700 Building $321,700
2023		$84,400 Land $18,075 Building $66,325
2022	$5,141.00
2021			$337,600 Land $72,300 Building $265,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1979–2014)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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