5460 Moongate Rd, Spring Hill, FL 34606 Property Records

Hernando County property record for 5460 Moongate Rd, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,874 sqft · built 2024
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$359,900 (Nov 2024)
Tax Bill	$4,805 (2025)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5220-1509-0070`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5220-1509-0070`
Alternative APNs	`00431116` `431116`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,874 sqft Living Area
Gross Area	2,358 sqft
1st Floor Area	1,874 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	418 sqft
Porch	Open Porch
Patio Area	220 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	00431116
Street Address	5460 MOONGATE RD
City	SPRING HILL
State	FL
Zip	34606-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 22 BLOCK 1509 LOT 7 ORB 1079 PG 509
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 22
Legal Block	1509
Legal Lot Number	7
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1017
Census Tract	41201

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5460 MOONGATE RD, SPRING HILL, FL 34606-1246
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2024	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage RMC HOME MORTGAGE LLC
Nov 23, 2020	Deed of Trust, Mortgage BANK OZK
Apr 22, 2019	Warranty Deed, Transfer SUNBELT TITLE (AGENCY)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2024 · Amount on Record
Deed Sale	Nov 7, 2024 · Amount on Record
Prior Sale	Oct 25, 2023 · Amount on Record
Deed Document Number	202469922
Deed Book / Page	4490 / 1551
Prior Transfer Date	Nov 19, 1997
Prior Transfer Doc	1161001269
Record Updated	Oct 29, 2026

November 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 7, 2024
Property Address	5460 MOONGATE RD, SPRING HILL, FL 34606-1246
Document Number	0044901551
Book / Page	4490 / 1551
Map Reference	MB 10 PG 31-43
Instrument Date	Oct 28, 2024
Instrument	2024069922
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2025
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,519.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3917 RIGA BLVD, TAMPA, FL 33619-1345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5460 MOONGATE RD, SPRING HILL, FL 34606-1246

Mortgage

Document Number	0044901552
Date	Nov 7, 2024
Instrument	4490/1552

Lender

Name	RMC HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2054

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5460 MOONGATE RD, SPRING HILL, FL 34606-1246
Document Number	0039321420
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1302 E 2ND AVE TAMPA FL 336055010, TAMPA, FL 33605-5010

Mortgage

Document Number	0039321420
Date	Dec 30, 2020
Book Page	003932/001420
Instrument	82054

Lender

Name	BANK OZK
Address	1901 MANATEE AVE W, BRADENTON, FL 34205-5834

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Dec 29, 2022

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 22, 2019
Property Address	5460 MOONGATE RD, SPRING HILL, FL 34606-1246
Document Number	0036940820
Book / Page	003694 / 000820
Instrument Date	Apr 16, 2019
Instrument	24356
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Tax	$84.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	142 W PLATT ST #116 TAMPA FL 336062315, 116, TAMPA, FL 33606-2315
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,805.00 (+1,517.85%)	$327,618 (+2,386.29%) Land $33,800 Building $293,818	$327,618 (+1,045.52%) Land $33,800 Building $293,818
2023		$13,177 (-36.95%)
2022	$297.00	$20,900 Land $20,900	$28,600 Land $28,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Tillman Fiber, Verizon.

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