5460 Madelines Way, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5460 Madelines Way, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,593 sqft · built 2020
Lot Size	0.601 acres (26,180 sqft)
Owner	2 Individual Names on Record
Last Sale	$41,800 (Aug 2019)
Tax Bill	$4,809 (2024)
Deeds & Mortgages	Jan 2025 Second Mortgage Aug 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`32-2N-29-2302-00A00-0030`

Property Details

APN / Parcel Number

Primary APN	`32-2N-29-2302-00A00-0030`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,593 sqft Heated Area
Gross Area	3,692 sqft
1st Floor Area	3,225 sqft
Upper Floors Area	296 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	26,180 sqft (0.601 acres)
Lot Dimensions	1,730 ft deep x 1,040 ft wide
Garage Area	632 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	411 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	322N29230200A000030
Street Address	5460 MADELINES WAY
City	PACE
State	FL
Zip	32571-6869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAURELWOOD BLK A LOT 3 & AS DES IN OR 3858 PG 646
Legal Range	29W
Legal Township	02N
Legal Section	32
Legal Subdivision	LAURELWOOD
Legal Block	A
Legal Lot Number	3
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1015
Census Tract	10301

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5460 MADELINES WAY, PACE, FL 32571-6869
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Aug 6, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Dec 2, 2019	Deed of Trust, Mortgage · Line of Credit ECCO CU
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Aug 10, 2020	Loan Modification, Mortgage · Conventional Mortgage ECCO CU
Aug 9, 2019	Warranty Deed, Subdivision Related Transfer · Conventional with PMI ECCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2019 · Amount on Record
Deed Sale	Aug 9, 2019 · Amount on Record
Deed Document Number	0003858646
Deed Book / Page	3858 / 646
Record Updated	Jun 8, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5460 MADELINES WAY, PACE, FL 32571-6869
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5460 MADELINES WAY, MILTON, FL 32571-6869

Mortgage

Document Number	0045782065
Date	Jan 13, 2025
Book Page	4578/2065
Instrument	202501842

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	117 Months
Due	Oct 1, 2034

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5460 MADELINES WAY, PACE, FL 32571-6869
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5460 MADELINES WAY, MILTON, FL 32571-6869

Mortgage

Document Number	0046451017
Date	Aug 6, 2025
Book Page	4645/1017
Instrument	202536358

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Sep 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5460 MADELINES WAY, PACE, FL 32571-6869
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038950287
Date	Dec 2, 2019
Book Page	3895/0287
Instrument	201954014

Lender

Name	ECCO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Jun 26, 2020

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5460 MADELINES WAY, PACE, FL 32571-6869
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5460 MADELINES WAY, MILTON, FL 32571-6869

Mortgage

Document Number	0040170666
Date	Oct 21, 2020
Book Page	4017/666
Instrument	202054593

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	5460 MADELINES WAY, PACE, FL 32571-6869
Document Number	0039881181
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	WEST FLORIDA TITLE, WEST FLORIDA TITLE CO/MILTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5460 MADELINES WAY PACE FL 325716869, PACE, FL 32571-6869

Mortgage

Document Number	0039881181
Date	Aug 11, 2020
Book Page	003988/001181
Instrument	40466

Lender

Name	ECCO CU
Type	Credit Union
Address	PACE, FL 32571

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 10, 2025

Interest

Rate	5.25%

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 9, 2019
Property Address	5460 MADELINES WAY, PACE, FL 32571-6869
Document Number	0038580646
Book / Page	003858 / 000646
Instrument Date	Aug 9, 2019
Instrument	34886
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 4, 2019
Title Company	WEST FLORIDA TITLE, WEST FLORIDA TITLE CO/MILTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	966 PALERMO DR PACE FL 32571, PACE, FL 32571

Mortgage

Document Number	38580647
Date	Aug 9, 2019
Book Page	003858/000647
Instrument	34887

Lender

Name	ECCO CU
Type	Credit Union
Address	PACE, FL 32571

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Aug 8, 2029

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,809.00 (-0.91%)	$376,606 (+4.23%) Land $57,000 Building $319,606	$376,606 (+4.23%) Land $57,000 Building $319,606
2023	$4,853.00 (-0.08%)	$361,307 (-0.07%) Land $60,000 Building $301,307	$361,307 (-0.07%) Land $60,000 Building $301,307
2022	$4,857.00	$361,571	$361,571 Land $60,000 Building $301,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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