5460 Hwy 305 S, Hernando, MS 38632 Property Records

DeSoto County property record for 5460 Hwy 305 S, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,313 sqft · built 1960
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on File
Tax Bill	$638 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-06-7-35-00-0-00012-00`

Property Details

APN / Parcel Number

Primary APN	`3-06-7-35-00-0-00012-00`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,313 sqft Adjusted Area
1st Floor Area	1,222 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Utility Building	80 sqft

Location & Zoning

Street Address	5460 HIGHWAY 305 S
City	HERNANDO
State	MS
Zip	38632-9331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	35-3-6 PT SE PT NW 1/4
Legal Range	006
Legal Township	03S
Legal Section	35
Legal Subdivision	HIGHWAY INTERSECTS
Legal Lot Number	12
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3015
Census Tract	70900

Owner

5460 Hwy 305 S is owned by a company that acquired it in July 2018.

Source: DeSoto County records, as of December 23, 2025

Owner of Record	Company Name on File
Mailing Address	5460 HIGHWAY 305 S, HERNANDO, MS 38632-9331
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA
Feb 8, 2022	Deed of Trust, Mortgage BANKPLUS
Jul 9, 2018	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 5, 2018
Transfer Doc	000861/100
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5460 HIGHWAY 305 S, HERNANDO, MS 38632-9331
Transaction Type	Mortgage
Record Updated	Jul 13, 2023
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10711 HOLLY SPRINGS RD, HERNANDO, MS 38632-8116

Mortgage

Document Number	5660/30639
Date	Apr 21, 2023
Book Page	5660/30639

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5460 HIGHWAY 305 S, HERNANDO, MS 38632-9331
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10711 HOLLY SPRINGS RD, HERNANDO, MS 38632-8116

Mortgage

Document Number	005461/137
Date	Feb 8, 2022
Book Page	5461/137

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount on Record
Term	12 Months
Due	Feb 5, 2023

July 2018: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 9, 2018
Property Address	5460 HIGHWAY 305 S, HERNANDO, MS 38632-9331
Document Number	000861/100
Book / Page	861 / 100
Instrument Date	Jul 5, 2018
Instrument	W00861-00100
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5460 HIGHWAY 305 S, HERNANDO, MS 38632-9331

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5460 HIGHWAY 305 N, OLIVE BRANCH, MS 38654

Tax Assessment & Valuation

The 2025 property tax bill for 5460 Hwy 305 S was $638.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$638.00	$7,741 Land $1,000 Building $6,741	$77,414 Land $10,000 Building $67,414
2023	$567.00	$5,680	$56,797 Land $10,000 Building $46,797

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5460 Hwy 305 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5460 Hwy 305 S is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 71% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000

May also be available: AT&T.

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