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5460 Hanover Square Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5460 Hanover Square Dr, Saint Cloud, FL 34771 · Last verified January 2026

Property Summary

Property TypeResidential Vacant Land
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$577,342 (Dec 2025)
Tax Bill$1,039 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Oct 2025 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN162531367400010600

Property Details

APN / Parcel Number

Primary APN162531367400010600

Exterior

Lot Area6,098 sqft (0.139 acres)

Location & Zoning

Street Address5460 HANOVER SQUARE DR
CitySAINT CLOUD
StateFL
Zip34771-3914
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionBRACK RANCH PH 1 PB 35 PGS 20-25 LOT 60
Legal Phase1
Legal Lot Number60
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1031
Census Tract43700

Owner

Source: Osceola County records · APN 162531367400010600

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5460 HANOVER SQUARE DR, SAINT CLOUD, FL 34771-3914
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2025Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
NFM LENDING
Oct 10, 2025Special Warranty Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY
Oct 09, 2025Special Warranty Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY
Jul 02, 2025Special Warranty Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMER TITLE INS CO NCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 12, 2025 · Amount on Record
Deed SaleDec 12, 2025 · Amount on Record
Prior SaleOct 10, 2025 · Amount on Record
Deed Document Number2025152137
Deed Book / Page6892 / 2900
Record UpdatedJun 08, 2026

December 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 12, 2025
Property Address5460 HANOVER SQUARE DR, SAINT CLOUD, FL 34771-3914
Document Number0068922900
Book / Page6892 / 2900
Map ReferenceMB 35 PG 20-25
Instrument DateOct 30, 2025
Instrument2025152137
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 24, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,041.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2420 LAKEMONT AVE, ORLANDO, FL 32814-6164

Transferred To (Grantee/Buyer)

NameVerified Name
Address5460 HANOVER SQUARE DR, SAINT CLOUD, FL 34771-3914

Mortgage

Document Number0068922902
DateDec 12, 2025
Instrument6892/2902
Lender
NameNFM LENDING
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueNov 01, 2055

October 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 10, 2025
Property Address5460 HANOVER SQUARE DR, SAINT CLOUD, FL 34771-3914
Document Number0068630756
Book / Page6863 / 756
Map ReferenceMB 35 PG 20-25
Instrument DateOct 07, 2025
Instrument2025126241
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

AmountAmount Recorded
Tax$5,640.60
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address501 OFFICE CIR DRIVE STE 359CIR, 359CIR, FORT WASHINGTON, PA 19034

Transferred To (Grantee/Buyer)

NameVerified Name
Address18300 VON KARMAN AVE STE 1000, 1000, IRVINE, CA 92612-0182
InvestorPossibly a Property Investor

October 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 09, 2025
Property Address5460 HANOVER SQUARE DR, SAINT CLOUD, FL 34771-3914
Document Number0068622186
Book / Page6862 / 2186
Map ReferenceMB 35 PG 20-25
Instrument DateOct 07, 2025
Instrument2025125777
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18300 VON KARMAN AVE STE 1000, 1000, IRVINE, CA 92612-0182
InvestorPossibly a Property Investor

July 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 02, 2025
Property Address5460 HANOVER SQUARE DR, SAINT CLOUD, FL 34771-3914
Document Number0068122754
Book / Page6812 / 2754
Map ReferenceMB 35 PG 20
Instrument DateJun 25, 2025
Instrument2025082598
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMER TITLE INS CO NCS

Transaction

AmountAmount Recorded
Tax$54,384.40
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address18300 VON KARMAN AVE STE 1000, 1000, IRVINE, CA 92612-0182

Transferred To (Grantee/Buyer)

NameVerified Name
Address501 OFFICE CENTER DR STE 350, 350, FORT WASHINGTON, PA 19034-3244
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,039.00$75,000 Land $75,000$75,000 Land $75,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
293 of 330 on primary residences
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Flood Events
  • Hurricane Ian (Oct 2022), 2 claims
  • Hurricane Ian (Sep 2022), 5 claims
  • Hurricane Frances (Sep 2004), 6 claims

Wildfire

Wildfire RiskHigh
above 78% of the US · above 65% of Florida
Wildfire LikelihoodAbout 1 in 172 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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