Hunt County property record for 5460 Co Rd 4606, Commerce, TX 75428
| Property Type | Rural Home |
|---|---|
| Details | 2,422 sqft · built 2024 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8 (2024) |
| Deeds & Mortgages | Feb 2025 Mortgage Apr 2025 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5387-0000-0010-30 |
| Primary APN | 5387-0000-0010-30 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,422 sqft Living Area |
| 1st Floor Area | 2,232 sqft |
| 2nd Floor Area | 190 sqft |
| Year Built | Built 2024 |
|---|---|
| Lot Area | 174,240 sqft (4 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 349 sqft |
| Account Number | R244884 |
|---|---|
| Street Address | 5460 COUNTY ROAD 4606 |
| City | COMMERCE |
| State | TX |
| Zip | 75428-5393 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S5387 CHARLES LEAR ADDN LOT 1 ACRES 4.0 |
| Legal Subdivision | CHARLES LEAR ADDN |
| Legal Lot Number | 1 |
| Jurisdiction | HUNT TX |
| Township / Civil Division | COMMERCE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 960100 |
Source: Hunt County records · APN 5387-0000-0010-30
Assessment roll updated July 25, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5460 COUNTY ROAD 4606, COMMERCE, TX 75428-5393 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Apr 28, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Oct 30, 2023 | Vendor's Lien, Transfer · Commercial Mortgage CITY NATIONAL BANK OF SULPHUR SPRIN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 30, 2023 |
| Deed Sale | Oct 30, 2023 |
| Deed Document Number | 0202321286 |
| Deed Book / Page | 2023 / 21286 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 5460 COUNTY ROAD 4606, COMMERCE, TX 75428-5393 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 5460 COUNTY ROAD 4606, COMMERCE, TX 75428-5393 |
| Document Number | 0000002397 |
|---|---|
| Date | Feb 11, 2025 |
| Instrument | 2025-02397 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 5460 COUNTY ROAD 4606, COMMERCE, TX 75428-5393 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000007278 |
|---|---|
| Date | Apr 28, 2025 |
| Instrument | 2025-07278 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2045 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Oct 30, 2023 |
| Property Address | 5460 COUNTY ROAD 4606, COMMERCE, TX 75428-5393 |
| Document Number | 0000021286 |
| Map Reference | FILE 2023-19870 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 2023-21286 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Title Company | UNKNOWN, MONEY LAW & TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5083 STATE HIGHWAY 11 E, COMMERCE, TX 75428-5419 |
| Name | Verified Name |
|---|---|
| Address | 4611 SPENCER ST, GREENVILLE, TX 75401-3605 |
| Document Number | 0000021287 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 2023-21287 |
| Name | CITY NATIONAL BANK OF SULPHUR SPRIN |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 30, 2024 |
| Index | COF |
|---|
Source: Hunt County records · Assessment roll updated July 25, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hunt County |
| Unified School District | Commerce Independent School District (PK - 12) |
Source: FEMA National Flood Hazard Layer as of May 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Aug 2017 · river or lake flooding |
| Wildfire Risk | Moderate above 42% of the US · lower than 84% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| 360 Communications, Inc. (OK, AR & TX) Fixed Wireless | 400 / 50 |
| AMG Technology Investment Group Fixed Wireless | 100 / 20 |
| JAB Wireless Fixed Wireless | 25 / 5 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 7 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH HUNT SUD serves 4,836 people |
|---|---|
| Water Source | Purchased surface water from CITY OF COMMERCE |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Nitrite resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | Coliform assessment Sep 2023 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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