Orange County property record for 5460 Bowman Dr, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3.5 ba · 2,322 sqft · built 2016 |
| Lot Size | 0.168 acres (7,309 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Jul 2026) |
| Tax Bill | $8,916 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Nov 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-23-27-5846-00-170 |
| Primary APN | 20-23-27-5846-00-170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,322 sqft Living Area |
| Gross Area | 3,557 sqft |
| 1st Floor Area | 989 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,309 sqft (0.168 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 499 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 5460 BOWMAN DR |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | OVERLOOK 2 AT HAMLIN PHASE 1 AND 6 84/10 LOT 17 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 20 |
| Legal Subdivision | OVERLOOK 2 AT HAMLIN PH 1 AND 6 |
| Legal Phase | 1 |
| Legal Tract | 5846 |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 17113 |
5460 Bowman Dr is owned and occupied by an individual who bought it in July 2026.
Source: Orange County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5460 BOWMAN DR, WINTER GARDEN, FL 34787-5027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 17, 2020 | Warranty Deed, Transfer · Conventional with PMI FBC MTG |
| Oct 21, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jan 5, 2017 | Grant Deed, Transfer TAYLOR MORRISON HOME FUNDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on File |
| Deed Sale | Jul 30, 2026 · Amount on File |
| Prior Sale | Nov 17, 2020 · Amount on File |
| Deed Document Number | 2026423419 |
| Prior Transfer Date | Sep 25, 2020 |
| Prior Transfer Doc | 0000550109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 30, 2026 |
| Property Address | 5460 BOWMAN DR, WINTER GARDEN, FL 34787-5027 |
| Document Number | 0000423419 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 2026423419 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | EQUITABLE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $388,850.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5460 BOWMAN DR, WINTER GARDEN, FL 34787-5027 |
| Document Number | 0000423420, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 2026423420 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 17, 2020 |
| Property Address | 5460 BOWMAN DR, WINTER GARDEN, FL 34787-5027 |
| Document Number | 0000602013 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 602013 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2020 |
| Title Company | EQUITABLE TITLE/W ORLANDO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,709.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5460 BOWMAN DR WINTER GARDEN FL 347875027, WINTER GARDEN, FL 34787-5027 |
| Document Number | 602014 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 602014 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 16, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 21, 2020 |
| Property Address | 5460 BOWMAN DR, WINTER GARDEN, FL 34787-5027 |
| Document Number | 0000550109 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 550109 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5460 BOWMAN DR WINTER GARDEN FL 347875027, WINTER GARDEN, FL 34787-5027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 23, 2019 |
| Property Address | 5460 BOWMAN DR, WINTER GARDEN, FL 34787-5027 |
| Document Number | 0000248935 |
| Map Reference | MB 84 PG 10 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 20190248935 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,513.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 846 S LILAC LOOP, 846, JACKSONVILLE, FL 32259-1919 |
| Name | Verified Name |
|---|---|
| Address | 5460 BOWMAN DR, WINTER GARDEN, FL 34787-5027 |
| Document Number | 0000248936 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 20190248936 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 5, 2017 |
| Property Address | 5460 BOWMAN DR, WINTER GARDEN, FL 34787-5027 |
| Document Number | 0000006086 |
| Instrument Date | Dec 13, 2016 |
| Instrument | 6086 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5460 BOWMAN DR WINTER GARDEN FL 347875027, WINTER GARDEN, FL 34787-5027 |
| Document Number | 6087, |
|---|---|
| Date | Jan 5, 2017 |
| Instrument | 6087 |
| Name | TAYLOR MORRISON HOME FUNDING |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 4, 2047 |
The 2025 property tax bill for 5460 Bowman Dr was $8,916, up 4.7% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $530,040 (+6.12%) Land $125,000 Building $405,040 | $530,040 (-1.1%) Land $125,000 Building $405,040 | |
| 2025 | $8,916.00 (+4.68%) | $499,451 | $535,940 Land $125,000 Building $410,940 |
| 2024 | $8,517.00 (+16.3%) | ||
| 2023 | $7,323.00 (+11.7%) | $479,924 (+13.93%) Land $125,000 Building $354,924 | $479,924 (+13.93%) Land $125,000 Building $354,924 |
| 2022 | $6,556.00 | $421,248 Land $125,000 Building $296,248 | $421,248 Land $125,000 Building $296,248 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5460 Bowman Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 4 (2022–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5460 Bowman Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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