Cabarrus County property record for 5460 Ashbury Ln, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,714 sqft · built 1995 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $316,000 (Jan 2011) |
| Tax Bill | $3,100 (2023) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03007B0041.000000 |
| Primary APN | 03007B0041.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,714 sqft Living Area |
| Gross Area | 4,893 sqft |
| 1st Floor Area | 1,398 sqft |
| Upper Floors Area | 1,316 sqft |
| Basement Area | 1,398 sqft |
| Unfinished Basement | 1,398 sqft |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 47,045 sqft (1.08 acres) |
| Lot Dimensions | 324 ft deep x 146 ft wide |
| Garage Type | Mixed |
| Garage Area | 484 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 261 sqft |
| Patio Area | 261 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 79324 |
|---|---|
| Street Address | 5460 ASHBURY LN |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-7736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AO |
| Legal Description | LT 41 RIVER RIDGE |
| Legal Subdivision | RIVER RIDGE |
| Legal Lot Number | 41 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 41301 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5460 ASHBURY LN, DAVIDSON, NC 28036-7736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Jul 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2011 · Amount on Record |
| Deed Sale | Jan 14, 2011 · Amount on Record |
| Prior Sale | Feb 23, 1995 · Amount on Record |
| Deed Book / Page | 9444 / 7 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 5460 ASHBURY LN, DAVIDSON, NC 28036-7736 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5460 ASHBURY LN, DAVIDSON, NC 28036-7736 |
| Document Number | 0016865115 |
|---|---|
| Date | Mar 27, 2024 |
| Book Page | 16865/115 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 20, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 5460 ASHBURY LN, DAVIDSON, NC 28036-7736 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 1530643 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 15306/43 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $603,410 (+57.25%) Land $135,000 Building $468,410 | ||
| 2024 | $603,410 (+57.25%) Land $135,000 Building $468,410 | ||
| 2023 | $3,100.00 | $383,720 Land $70,550 Building $313,170 | $383,720 Land $70,550 Building $313,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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