546 Yoder St, South Bend, IN 46614 Property Records

St. Joseph County property record for 546 Yoder St, South Bend, IN 46614

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,786 sqft · built 2012
Lot Size	0.337 acres (14,680 sqft)
Owner	2 Individual Names on File
Last Sale	$300,580 (May 2022)
Tax Bill	$3,873 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-08-36-407-002.000-002`

Property Details

APN / Parcel Number

Primary APN	`71-08-36-407-002.000-002`
Alternative APN	`0231018038191`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,786 sqft Living Area
Gross Area	3,972 sqft
1st Floor Area	3,572 sqft
Basement Area	1,786 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	14,680 sqft (0.337 acres)
Lot Dimensions	125 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	802 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	546 YODER ST
City	SOUTH BEND
State	IN
Zip	46614-5340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 51 ROYAL OAK EST SEC 3 04/05 NEW REPLAT TRANS 10533 10/17/03
Legal Subdivision	ROYAL OAK EST
Legal Lot Number	51
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CENTRE
Census Block Group	2
Census Block	2023
Census Tract	11804

Owner

546 Yoder St is owned and occupied by two individuals who bought it in May 2022.

Source: St. Joseph County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	546 YODER ST, SOUTH BEND, IN 46614-5340
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB
May 10, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2022 · Amount on File
Deed Sale	May 10, 2022 · Amount on File
Prior Sale	Dec 27, 2013 · Amount on File
Deed Document Number	202213607
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	546 YODER ST, SOUTH BEND, IN 46614-5340
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002108549
Date	Mar 18, 2021
Instrument	2108549

Lender

Name	FIRST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.38%
Index	1-Year CMT

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 10, 2022
Property Address	546 YODER ST, SOUTH BEND, IN 46614-5340
Document Number	0002213607
Map Reference	IN 0367824
Instrument Date	May 2, 2022
Instrument	2213607
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 YODER ST, SOUTH BEND, IN 46614-5340

Mortgage

Document Number	0002213608
Date	May 10, 2022
Instrument	2213608

Lender

Name	FIRST FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 546 Yoder St was $3,873 with a homeowner's exemption, up 4.5% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Centre Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,873.00 (+4.51%)	$350,300 Land $89,900 Building $260,400	$350,300 Land $89,900 Building $260,400
2024	$3,706.00 (-3.39%)
2023	$3,836.00 (-1.31%)	$317,300 (-0.47%) Land $89,900 Building $227,400	$317,300 (-0.47%) Land $89,900 Building $227,400
2022	$3,887.00 Homeowner's exemption	$318,800 Land $89,900 Building $228,900	$318,800 Land $89,900 Building $228,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 546 Yoder St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 546 Yoder St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Fourway Fixed Wireless	400 / 40
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Yoder St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures