546 Wagon Trail Rd, Monroe, VA 24574 Property Records

Amherst County property record for 546 Wagon Trail Rd, Monroe, VA 24574

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,019 sqft · built 1940
Lot Size	4.4 acres (191,882 sqft)
Owner	Individual Name on Record
Last Sale	$46,500 (Feb 2022)
Tax Bill	$590 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90 A 26`

Property Details

APN / Parcel Number

Primary APN	`90 A 26`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,019 sqft Living Area
1st Floor Area	1,019 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1959
Architectural Style	English
Exterior Material	Other
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	191,882 sqft (4.4 acres)
Terrain	Wooded
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Slab
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater
Heating Fuel	Wood
Sewer	Septic
Water Source	Spring/Creek

Location & Zoning

Street Address	546 WAGON TRAIL RD
City	MONROE
State	VA
Zip	24574-2797
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	ON WAGON TRAIL RD INCLUDES D UNCAN HILL SCHOOL LOT 90
Legal Subdivision	ROBERT S HARRIS PROP
Legal Lot Number	90
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	3
Census Block	3006
Census Tract	10300

Owner

Source: Amherst County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	546 WAGON TRAIL RD, MONROE, VA 24574-2797
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANK OF BOTETOURT
Feb 4, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 29, 2017	Warranty Deed, Transfer ADVANTAGE TITLE AND CLOSING LLC, ADVANTAGE TITLE & CLOSING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2022 · Amount on Record
Deed Sale	Feb 4, 2022 · Amount on Record
Prior Sale	Mar 29, 2017 · Amount on Record
Deed Document Number	2022478
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	546 WAGON TRAIL RD, MONROE, VA 24574-2797
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190003649
Date	Dec 13, 2019
Instrument	190003649

Lender

Name	BANK OF BOTETOURT

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 13, 2029

Interest

Rate Type	Adjustable Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Feb 4, 2022
Property Address	546 WAGON TRAIL RD, MONROE, VA 24574-2797
Document Number	0220000478
Instrument Date	Feb 1, 2022
Instrument	220000478
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Mar 29, 2017
Property Address	546 WAGON TRAIL RD, MONROE, VA 24574-2797
Document Number	0170000990
Instrument Date	Mar 9, 2017
Instrument	170000990
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	ADVANTAGE TITLE AND CLOSING LLC, ADVANTAGE TITLE & CLOSING

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$590.00 (+50.9%)	$64,200 (-) Land $33,600 Building $30,600	$105,500 (+64.33%) Land $40,300 Building $65,200
2025	$391.00
2024		$64,200 Land $33,600 Building $30,600	$64,200 Land $33,600 Building $30,600
2023	$391.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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