Monterey County property record for 546 Terraza St, Soledad, CA 93960
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,518 sqft · built 1992 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Nov 2019) |
| Tax Bill | $6,168 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Nov 2019 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-303-076-000 |
| Primary APN | 022-303-076-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,518 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.137 acres) |
| Garage Type | Attached |
| Garage Area | 449 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air |
|---|
| Street Address | 546 TERRAZA ST |
|---|---|
| City | SOLEDAD |
| State | CA |
| Zip | 93960-3108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LA CUESTA VIEWS SUBD UNITS NO 4 & 5 VOL 18 PG 33 TRACT NO 1208 LOT 24 |
| Legal Subdivision | LA CUESTA VIEWS |
| Legal Tract | 1208 |
| Legal Lot Number | 24 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SOLEDAD |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 11106 |
Source: Monterey County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 546 TERRAZA ST, SOLEDAD, CA 93960-3108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Nov 14, 2019 | Grant Deed, Transfer · FHA Mortgage PRIME LNDG |
| Jun 8, 2018 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 8, 2018 | Affidavit of Death, Transfer FIRST AMERICAN TITLE |
| Nov 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ST FIN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2019 · Amount on Record |
| Deed Sale | Nov 14, 2019 · Amount on Record |
| Prior Sale | Jun 8, 2018 · Amount on Record |
| Deed Document Number | 2019053985 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 546 TERRAZA ST, SOLEDAD, CA 93960-3108 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 546 TERRAZA ST, SOLEDAD, CA 93960-3108 |
| Document Number | 0000006137 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2021006137 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Nov 14, 2019 |
| Property Address | 546 TERRAZA ST, SOLEDAD, CA 93960-3108 |
| Document Number | 0000053985 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 53985 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $478.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 546 TERRAZA ST SOLEDAD CA 939603108, SOLEDAD, CA 93960-3108 |
| Document Number | 53986 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 53986 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 13, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jun 8, 2018 |
| Property Address | 546 TERRAZA ST, SOLEDAD, CA 93960-3108 |
| Document Number | 0000025344 |
| Map Reference | VOL18 PG33 |
| Instrument Date | Jun 4, 2018 |
| Instrument | 2018025344 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 546 TERRAZA ST, SOLEDAD, CA 93960-3108 |
| Document Number | 0000025345 |
|---|---|
| Date | Jun 8, 2018 |
| Instrument | 2018025345 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jun 8, 2018 |
| Property Address | 546 TERRAZA ST, SOLEDAD, CA 93960-3108 |
| Document Number | 0000025343 |
| Instrument Date | Jun 1, 2018 |
| Instrument | 25343 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1704 SOLEDAD CA 939601704, SOLEDAD, CA 93960-1704 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 546 TERRAZA ST, SOLEDAD, CA 93960-3108 |
| Document Number | 0000064509 |
| Instrument Date | Nov 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 546 TERRAZA ST SOLEDAD CA 939603108, SOLEDAD, CA 93960-3108 |
| Document Number | 0000064509 |
|---|---|
| Date | Nov 21, 2017 |
| Instrument | 64509 |
| Name | ST FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | LAGUNA HILLS, CA 92653 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2047 |
Source: Monterey County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Soledad City |
| Unified School District | Soledad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,168.00 (+13.91%) | $475,731 (+4.04%) Land $218,727 Building $257,004 |
| 2023 | $5,415.00 (-1.42%) | $457,260 Land $210,235 Building $247,025 |
| 2022 | $5,493.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SOLEDAD serves 19,732 people · EPA ID CA2710011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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