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546 Terranova Cir, Winter Haven, FL 33884 Property Records

Polk County property record for 546 Terranova Cir, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,673 sqft · built 2003
Lot Size0.172 acres (7,475 sqft)
Owner2 Individual Names on Record
Last Sale$25,000 (Apr 2003)
Tax Bill$3,904 (2025)
Deeds & MortgagesApr 2023 Sale
Flood ZoneZone AE (high risk)
APN26-29-14-687804-000420

Property Details

APN / Parcel Number

Primary APN26-29-14-687804-000420
Alternative APNs
  • 142926687804000420
  • 42926000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,673 sqft Living Area
Gross Area2,093 sqft
1st Floor Area1,673 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area7,475 sqft (0.172 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchUnfinished Open Porch
Porch Area135 sqft

Location & Zoning

Street Address546 TERRANOVA CIR
CityWINTER HAVEN
StateFL
Zip33884-3416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTERRANOVA PHASE I PB 119 PGS 30 & 31 LOT 42
Legal Range26E
Legal Township29S
Legal Section14
Legal SubdivisionTERRANOVA PHASE I
Legal PhaseI
Legal Tract687804
Legal Block4
Legal Lot Number42
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4024
Census Tract14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6533 LAKELAND HIGHLANDS RD, LAKELAND, FL 33813-3842
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2003 · Amount on Record
Deed SaleApr 7, 2003 · Amount on Record
Deed Book / Page5315 / 654
Record UpdatedOct 29, 2026

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionPOLK FL
Recording DateApr 17, 2023
Property Address546 TERRANOVA CIR, WINTER HAVEN, FL 33884-3416
Document Number0000087678
Book / Page12654 / 2000
Map ReferenceMB 119 PG 30&31
Instrument DateApr 12, 2023
Instrument2023087678
Transaction TypeTransfer
Record UpdatedMay 1, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address546 TERRANOVA CIR, WINTER HAVEN, FL 33884-3416

Transferred To (Grantee/Buyer)

NameVerified Name
Address2928 WHISPERING TRAILS DR, WINTER HAVEN, FL 33884-1847

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$200,531 (-3.97%) Land $40,000 Building $160,531$200,531 (-3.97%) Land $40,000 Building $160,531
2025$3,904.00 (+109.55%)$208,820 (+47.56%) Land $40,000 Building $168,820$208,820 (-14.34%) Land $40,000 Building $168,820
2023$1,863.00 (+3.5%)$141,518 (+3%)$243,786 (+13.9%) Land $40,000 Building $203,786
2022$1,800.00 Homeowner's exemption$137,396$214,038 Land $34,000 Building $180,038

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation139.7 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 97 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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