546 SE Centennial St, Bend, OR 97702 Property Records

Deschutes County property record for 546 SE Centennial St, Bend, OR 97702

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,608 sqft · built 1977
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$615,000 (Feb 2026)
Tax Bill$3,380 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN181204-BD-00204

Property Details

APN / Parcel Number

Primary APN181204-BD-00204
Alternative APNs
  • R1001181204BD00204
  • 106334

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,608 sqft Living Area
Gross Area2,136 sqft
1st Floor Area1,608 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleDuplex Single
Exterior MaterialOther
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Garage Area528 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number106334
Street Address546 SE CENTENNIAL ST
CityBEND
StateOR
Zip97702-1348
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRM
Legal DescriptionBEND PARK BLOCK 87 LOT 10
Legal Range12
Legal Township18
Legal Section04
Legal SubdivisionBEND PARK
Legal Block87
Legal Lot Number10
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group1
Census Block1005
Census Tract1501

Owner

Source: Deschutes County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address546 SE CENTENNIAL ST, BEND, OR 97702-1348
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2026 · Amount on Record
Deed SaleFeb 26, 2026 · Amount on Record
Prior SaleApr 25, 2025 · Amount on Record
Deed Document Number20265460
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateFeb 26, 2026
Property Address546 SE CENTENNIAL ST, BEND, OR 97702-1348
Document Number0000005460
Instrument DateFeb 24, 2026
Instrument2026-05460
Transaction TypeTransfer
Record UpdatedMar 19, 2026
Title CompanyWESTERN TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address546 SE CENTENNIAL ST, BEND, OR 97702-1348

Mortgage

Document Number0000005461
DateFeb 26, 2026
Instrument2026-05461
Lender
NameBARRETT FINANCIAL GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,380.00 (+3.94%)$200,060 (+3%)$519,710 (+3.9%) Land $291,660 Building $228,050
2024$3,252.00 (+7.9%)$194,240 (+3%)$500,220 (-3.38%) Land $267,520 Building $232,700
2023$3,014.00$188,590$517,730 Land $267,520 Building $250,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vero Fiber
Fiber
2,300 / 2,300
TDS Telecom
Cable
1,000 / 20
Yellowknife Wireless
Fixed Wireless
700 / 200
CenturyLink
DSL · Fiber in parts of the area
140 / 20

May also be available: Verizon, Webformix.

Nearby Properties on SE Centennial St

Nearby Streets

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