Gulf County property record for 546 S 2nd St, Wewahitchka, FL 32465
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,355 sqft · built 1987 |
| Lot Size | 0.273 acres (11,891 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (May 2026) |
| Tax Bill | $2,728 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Dec 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02231-000R |
| Primary APN | 02231-000R |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,355 sqft Living Area |
| Gross Area | 1,751 sqft |
| 1st Floor Area | 1,355 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,891 sqft (0.273 acres) |
| Lot Dimensions | 170 ft deep x 70 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 546 S 2ND ST |
|---|---|
| City | WEWAHITCHKA |
| State | FL |
| Zip | 32465-4602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | S 25 T 4 R 10 LOT BEING 70 BY 190 FT IN SECT. ORB 748/452 FR GRAWEY |
| Legal Range | 10W |
| Legal Township | 04S |
| Legal Section | 25 |
| Jurisdiction | GULF FL |
| Township / Civil Division | WEWAHITCHKA |
| Census Block Group | 2 |
| Census Block | 2081 |
| Census Tract | 960101 |
546 S 2nd St is owned by two individuals who bought it in May 2026.
Source: Gulf County records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 SECRETARIAT RD SE, ROME, GA 30161-8320 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRUST BANK |
| Dec 3, 2021 | Warranty Deed, Transfer NOT AVAILABLE, DEFENDER T&E AGCY LLC |
| May 30, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on File |
| Deed Sale | May 1, 2026 · Amount on File |
| Prior Sale | Dec 3, 2021 · Amount on File |
| Deed Document Number | 20262940 |
| Deed Book / Page | 883 / 750 |
| Prior Transfer Date | Jan 26, 2017 |
| Prior Transfer Doc | 0023003073 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GULF FL |
| Recording Date | May 1, 2026 |
| Property Address | 546 S 2ND ST, WEWAHITCHKA, FL 32465-4602 |
| Document Number | 0000002940 |
| Book / Page | 883 / 750 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20262940 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | SETCO SERVICES LLC, SETCO SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $74,235.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 SECRETARIAT RD SE, ROME, GA 30161-8320 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002943, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 20262943 |
| Name | TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.54% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GULF FL |
| Recording Date | Dec 3, 2021 |
| Property Address | 546 S 2ND ST, WEWAHITCHKA, FL 32465-4602 |
| Document Number | 0023009937 |
| Book / Page | 748 / 452 |
| Instrument Date | Nov 24, 2021 |
| Instrument | 202123009937 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | NOT AVAILABLE, DEFENDER T&E AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5651 DEERFIELD PL NW, 5651, KENNESAW, GA 30144-5209 |
| Name | Verified Name |
|---|---|
| Address | 5329 PEPPERTREE CT, PANAMA CITY, FL 32404-6354 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GULF FL |
| Recording Date | May 30, 2017 |
| Property Address | 546 S 2ND ST, WEWAHITCHKA, FL 32465-4602 |
| Document Number | 0023003073 |
| Book / Page | 000618 / 000675 |
| Instrument Date | Jan 26, 2017 |
| Instrument | 23003073 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 546 S 2ND ST WEWAHITCHKA FL 324654602, WEWAHITCHKA, FL 32465-4602 |
The 2025 property tax bill for 546 S 2nd St was $2,728.
Source: Gulf County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Gulf County |
| Municipality | Wewahitchka City |
| Unified School District | Gulf County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,728.00 | $161,627 (-28.68%) Land $12,000 Building $149,627 | $161,627 (-28.68%) Land $12,000 Building $149,627 |
| 2024 | $2,728.00 (+18.97%) | $226,609 (+78.46%) Land $11,000 Building $215,609 | $226,609 (+78.46%) Land $11,000 Building $215,609 |
| 2023 | $2,293.00 (+3.57%) | $126,980 (+6.18%) Land $11,000 Building $115,980 | $126,980 (+6.18%) Land $11,000 Building $115,980 |
| 2022 | $2,214.00 | $119,584 Land $5,000 Building $114,584 | $119,584 Land $5,000 Building $114,584 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 546 S 2nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 7, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 28 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 546 S 2nd St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEWAHITCHKA serves 2,081 people · EPA ID FL1230734 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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