546 Ryan St, Owosso, MI 48867 Property Records

Shiawassee County property record for 546 Ryan St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,014 sqft · built 1912
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on Record
Last Sale$75,000 (Jul 2022)
Tax Bill$2,001 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN050-673-004-013-00

Property Details

APN / Parcel Number

Primary APN050-673-004-013-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,014 sqft Living Area
1st Floor Area676 sqft
Basement Area676 sqft
Unfinished Basement676 sqft

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Architectural StyleCustom Design
Lot Area6,098 sqft (0.14 acres)
Garage Area288 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address546 RYAN ST
CityOWOSSO
StateMI
Zip48867-3430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 16' LOT 10 & W 34' LOT 11 BLK 4 H N & S A WILLIAMS SUBDIV OUTLOT 3 A L & B O WILLIAMS ADD
Legal SubdivisionWILLIAMS SUBDIV
Legal Block4
Legal Lot Number10-11
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group1
Census Block1003
Census Tract30800

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address546 RYAN ST, OWOSSO, MI 48867-3430
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2022 · Amount on Record
Deed SaleJul 7, 2022 · Amount on Record
Deed Document Number20223362228
Deed Book / Page1298 / 288
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateJul 7, 2022
Property Address546 RYAN ST, OWOSSO, MI 48867-3430
Document Number0012980288
Book / Page1298 / 288
Map ReferenceLB 1 PG 108
Instrument DateJun 30, 2022
Instrument3362228
Transaction TypeTransfer
Record UpdatedJul 20, 2022
Title CompanyTITLE RESOURCE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$562.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2215 KENNELY RD, 2215, SAGINAW, MI 48609-9315

Transferred To (Grantee/Buyer)

NameVerified Name
Address546 RYAN ST, OWOSSO, MI 48867-3430

Mortgage

Document Number0003362229
DateJul 7, 2022
Instrument3362229
Lender
NameFRANKENMUTH CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$58,200 (+10.23%)$116,400 (+10.23%)
2025$2,001.00 (+3.36%) Homeowner's exemption$52,800 (+20.82%)$105,600 (+20.82%)
2023$1,936.00 Homeowner's exemption$43,700$87,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1981–1985)
Most Recent ClaimFeb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Ryan St

Nearby Streets

Search Property Records by Address or Parcel Number