546 Rockledge St, Oceanside, CA 92054 Property Records

San Diego County property record for 546 Rockledge St, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,318 sqft · built 1959
Lot Size0.142 acres (6,200 sqft)
OwnerIndividual Name on File
Last Sale$385,500 (Dec 2003)
Tax Bill$6,176 (2025)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN150-332-09-00

Property Details

APN / Parcel Number

Primary APN150-332-09-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,318 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area6,200 sqft (0.142 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address546 ROCKLEDGE ST
CityOCEANSIDE
StateCA
Zip92054-4228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBLK 2 LOTS 23 & 24 SLY 15 FT OF LOT 22 & ALL TR 000101
Legal SubdivisionTIMKEN & OBEARS SUB
Legal Tract000101
Legal Block2
Legal Lot Number22-24
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2001
Census Tract18201

Owner

546 Rockledge St is owned and occupied by an individual who acquired it in May 2010.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address546 ROCKLEDGE ST, OCEANSIDE, CA 92054-4228
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 4, 2003 · Amount on File
Deed SaleDec 4, 2003 · Amount on File
Prior SaleMay 4, 1993 · Amount on File
Deed Document Number20031441876
Last Transfer DateMay 14, 2010
Transfer Doc0000252010
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address546 ROCKLEDGE ST, OCEANSIDE, CA 92054-4228
Transaction TypeMortgage
Record UpdatedFeb 5, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address546 ROCKLEDGE ST, OCEANSIDE, CA 92054-4228

Mortgage

Document Number0000024463
DateJan 28, 2026
Instrument2026-0024463
Lender
NameLONG BEACH MORTGAGE CO
TypeSubprime Lender
AddressANAHEIM, CA 92806
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term127 Months
DueAug 1, 2036
Interest
Rate TypeAdjustable Rate
Rate5.9%
Type Change DateAug 1, 2011
Change Frequency6 Months
Min Rate At Change5.9%
Max Rate At Change8.9%
IndexSOFR Average 30-Day
Max Rate11.9%

Tax Assessment & Valuation

The 2025 property tax bill for 546 Rockledge St was $6,176.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$559,032 (+2%) Land $362,539 Building $196,493
2025$6,176.00$548,072 Land $355,431 Building $192,641
2023$5,872.00 (+1.52%)$526,791 Land $341,630 Building $185,161
2022$5,784.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 546 Rockledge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 546 Rockledge St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on Rockledge St

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