546 Peakham Rd, Sudbury, MA 01776 Property Records

Middlesex County and Sudbury Town property record for 546 Peakham Rd, Sudbury, MA 01776

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,724 sqft · built 1960
Lot Size	0.998 acres (43,486 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Jun 2012)
Tax Bill	$12,451 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SUDB H-08-00029`

Property Details

APN / Parcel Number

Primary APN	`SUDB H-08-00029`
Alternative APN	`H=08=00029`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,724 sqft Living Area
Gross Area	3,938 sqft
Basement Area	473 sqft
Unfinished Basement	473 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,486 sqft (0.998 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	546 PEAKHAM RD
City	SUDBURY
State	MA
Zip	01776-2235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Jurisdiction	SUDBURY MA
Township / Civil Division	SUDBURY
Census Block Group	1
Census Block	1003
Census Tract	365201

Owner

Source: Middlesex County and Sudbury Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	546 PEAKHAM RD, SUDBURY, MA 01776-2235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Jun 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Aug 3, 2020	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2012 · Amount on Record
Deed Sale	Jun 29, 2012 · Amount on Record
Prior Sale	Jul 1, 1992 · Amount on Record
Deed Book / Page	59424 / 490
Transfer Doc	059424-490
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUDBURY MA
Property Address	546 PEAKHAM RD, SUDBURY, MA 01776-2235
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084954-386
Date	Dec 3, 2025
Book Page	84954/386
Instrument	147738

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	469 Months
Due	Jan 1, 2065

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUDBURY MA
Property Address	546 PEAKHAM RD, SUDBURY, MA 01776-2235
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74793-116
Date	Jun 1, 2020
Book Page	74793/116
Instrument	83418

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUDBURY MA
Property Address	546 PEAKHAM RD, SUDBURY, MA 01776-2235
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75278-1
Date	Aug 3, 2020
Book Page	75278/1
Instrument	128896

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Sep 1, 2060

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Sudbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Sudbury Town
Secondary School District	Lincoln-Sudbury School District (09 - 12)
Elementary School District	Sudbury School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,451.00 (+2.34%)	$872,500 (+4.99%) Land $452,000 Building $420,500	$933,259 (+0.24%)
2025	$12,166.00 (+3.64%)	$831,000 (+3.42%) Land $426,400 Building $404,600	$931,000 (+5.27%)
2024	$11,739.00 (-0.09%)	$803,500 (+7.85%) Land $414,000 Building $389,500	$884,355
2023	$11,749.00	$745,000 Land $376,400 Building $368,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1979–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUDBURY WATER DISTRICT serves 18,416 people · EPA ID MA3288000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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