546 Oak Cir, Spring Branch, TX 78070 Property Records

Comal County property record for 546 Oak Cir, Spring Branch, TX 78070

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,534 sqft · built 2025
Lot Size0.86 acres (37,462 sqft)
OwnerCompany Name on Record
Tax Bill$1,970 (2025)
Deeds & MortgagesJun 2024 Construction Loan
Jun 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN52-0095-0082-00

Property Details

APN / Parcel Number

Primary APN52-0095-0082-00
Alternative APN
  • 58273

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,534 sqft Living Area
Gross Area1,974 sqft
1st Floor Area1,534 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Architectural StyleMobile Home
Exterior MaterialMetal
Roof TypeGable
Roof MaterialMetal
Lot Area37,462 sqft (0.86 acres)
Garage TypeAttached
Garage Area440 sqft
PorchCovered Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address546 OAK CIR
CitySPRING BRANCH
StateTX
Zip78070-3312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING BRANCH ACRES, BLOCK 3, LOT 8
Legal SubdivisionSPRING BRANCH ACRES
Legal Block3
Legal Lot Number8
JurisdictionCOMAL TX
Township / Civil DivisionCANYON LAKE
Census Block Group1
Census Block1039
Census Tract310702

Owner

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7219 CHARTWELL CIR, BOERNE, TX 78015-4745
Owner TypeCompany
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2024Deed of Trust, Mortgage · Construction Mortgage
TEXAS HERITAGE BANK
Jun 13, 2025Deed of Trust, Mortgage · Commercial Mortgage
TEXAS HERITAGE BANK
Jul 16, 2024Deed of Trust, Mortgage · Construction Mortgage
TEXAS HERITAGE BANK
Mar 25, 2024Warranty Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO
Jul 14, 2023Warranty Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 25, 2024
Deed SaleMar 25, 2024
Prior SaleJul 14, 2023
Deed Document Number20248716
Prior Transfer DateMay 25, 2007
Prior Transfer Doc0006027441
Record UpdatedOct 29, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOMAL TX
Property Address546 OAK CIR, SPRING BRANCH, TX 78070-3312
Transaction TypeMortgage
Record UpdatedNov 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address7219 CHARTWELL CIR, BOERNE, TX 78015-4745

Mortgage

Document Number0006017350
DateJun 10, 2024
Instrument202406017350
Lender
NameTEXAS HERITAGE BANK
TypeBank
AddressBOERNE, TX 78006
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term300 Months
DueJun 6, 2049

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOMAL TX
Property Address546 OAK CIR, SPRING BRANCH, TX 78070-3312
Transaction TypeMortgage
Record UpdatedNov 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address7219 CHARTWELL CIR, BOERNE, TX 78015-4745

Mortgage

Document Number0006018022
DateJun 13, 2025
Instrument202506018022
Lender
NameTEXAS HERITAGE BANK
TypeBank
AddressBOERNE, TX 78006
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term300 Months
DueJun 11, 2050

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOMAL TX
Property Address546 OAK CIR, SPRING BRANCH, TX 78070-3312
Transaction TypeMortgage
Record UpdatedNov 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address7219 CHARTWELL CIR, BOERNE, TX 78015-4745

Mortgage

Document Number0006021124
DateJul 16, 2024
Instrument202406021124
Lender
NameTEXAS HERITAGE BANK
TypeBank
AddressBOERNE, TX 78006
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term299 Months
DueJun 6, 2049

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOMAL TX
Recording DateMar 25, 2024
Property Address546 OAK CIR, SPRING BRANCH, TX 78070-3312
Document Number0006008716
Map ReferenceVOL 7 PG 13-16
Instrument DateMar 21, 2024
Instrument202406008716
Transaction TypeTransfer
Record UpdatedNov 18, 2025
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7219 CHARSWELL CIRCLE, BOERNE, TX 78015-4745

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOMAL TX
Recording DateJul 14, 2023
Property Address546 OAK CIR, SPRING BRANCH, TX 78070-3312
Document Number0006022269
Map ReferenceVOL 7 PG 13-16
Instrument DateJul 11, 2023
Instrument202306022269
Transaction TypeTransfer
Record UpdatedNov 18, 2025
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1297 HIDDEN FAWN, CANYON LAKE, TX 78133-6553

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

TypeName
StateTexas
CountyComal County
Unified School DistrictComal Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$311,160 (+145.03%) Land $129,360 Building $181,800$311,160 (+145.03%) Land $129,360 Building $181,800
2025$1,970.00 (+48.23%)$126,990 (+54.32%) Land $126,990$126,990 (+54.32%) Land $126,990
2024$1,329.00 (+5.48%)
2023$82,290 (-) Land $61,310 Building $20,980$82,290 (-) Land $61,310 Building $20,980
2022$1,260.00$82,290 Land $61,310 Building $20,980$82,290 Land $61,310 Building $20,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Nearby Flood Policies40 in force
Nearby Flood Claims26 (1991–2026)
Claims Outside the SFHA7 of 26
Most Recent ClaimJul 2026 · Flooding
Claims by Event
  • Flooding, Jul 2026 · 2 claims
  • Severe Storms And Flooding, Jul 2002 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 63% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GVTC
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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