546 N First St, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 546 N First St, Lavale, MD 21502 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,717 sqft · built 1954
Lot Size	0.234 acres (10,195 sqft)
Owner	Company Name on File
Last Sale	$120,000 (Jul 2012)
Tax Bill	$2,184 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-003874`

Property Details

APN / Parcel Number

Primary APN	`29-003874`
Alternative APN	`003874`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,717 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	10,195 sqft (0.234 acres)
Garage Type	Basement
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	158 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	003874
Street Address	546 N FIRST ST
City	CUMBERLAND
State	MD
Zip	21502-7010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	546 FIRST ST PT LOT O 101.5 102.50X100
Legal Lot Number	O
Jurisdiction	ALLEGANY MD
Township / Civil Division	29, LA VALE
Census Block Group	2
Census Block	2031
Census Tract	1401

Owner

Source: Allegany County records · APN 29-003874

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 328, ELLERSLIE, MD 21529-0328
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2012 · Amount on Record
Deed Sale	Jul 31, 2012 · Amount on Record
Deed Book / Page	1892 / 216
Record Updated	Sep 20, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Nov 03, 2021
Property Address	546 N FIRST ST, LAVALE, MD 21502-7059
Document Number	002718-0400
Book / Page	2718 / 400
Instrument Date	Jun 18, 2021
Transaction Type	Transfer
Record Updated	May 02, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002718404
Date	Nov 03, 2021
Instrument	2718/404

Lender

Name	FIRST PEOPLES COMMUNITY FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,300 (+22.98%)	$201,300 (+21.78%) Land $26,500 Building $174,800
2025	$2,184.00 (+30.54%)
2023	$1,673.00	$153,933	$165,300 Land $23,400 Building $141,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegany County (24001C), updated November 12, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.