546 N 3rd St, El Cajon, CA 92019 Property Records

San Diego County property record for 546 N 3rd St, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,122 sqft · built 1956
Lot Size	0.247 acres (10,767 sqft)
Owner	2 Individual Names on Record
Last Sale	$377,000 (Mar 2015)
Tax Bill	$5,923 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`511-014-06-00`

Property Details

APN / Parcel Number

Primary APN	`511-014-06-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,122 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	10,767 sqft (0.247 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	546 N 3RD ST
City	EL CAJON
State	CA
Zip	92019-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-4300
Legal Description	BLK 9 LOT 18 N 60 FT OF S 120 FT TR 001833
Legal Subdivision	BOSTONIA ACRES
Legal Tract	001833
Legal Block	9
Legal Lot Number	18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3005
Census Tract	16403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	546 N 3RD ST, EL CAJON, CA 92019-1017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2015 · Amount on Record
Deed Sale	Mar 16, 2015 · Amount on Record
Prior Sale	Jun 26, 2014 · Amount on Record
Deed Document Number	2015120704
Prior Transfer Date	Oct 6, 1997
Prior Transfer Doc	0000510993
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 19, 2021
Property Address	546 N 3RD ST, EL CAJON, CA 92019-1017
Document Number	0000129012
Map Reference	MAP 1833
Instrument Date	Feb 11, 2021
Instrument	2021-0129012
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	546 N 3RD ST, EL CAJON, CA 92019-1017

Mortgage

Document Number	0000129013
Date	Feb 19, 2021
Instrument	2021-0129013

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$462,149 (+2%) Land $237,000 Building $225,149
2025	$5,923.00 (+2.9%) Homeowner's exemption	$453,088 (+4.04%) Land $232,353 Building $220,735
2023	$5,756.00 (+2.04%) Homeowner's exemption	$435,496 Land $223,332 Building $212,164
2022	$5,641.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

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