546 Mudlick Rd, Rousseau, KY 41366 Property Records

Breathitt County property record for 546 Mudlick Rd, Rousseau, KY 41366

Property Summary

Property Type	Mobile Home
Details	2 bd · 2,112 sqft · built 2019
Lot Size	80 acres (3,484,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000 (Dec 2025)
Tax Bill	$1,414 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`175-00-00-002.00`

Property Details

APN / Parcel Number

Primary APN	`175-00-00-002.00`
Alternative APNs	`6547` `8908`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,112 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Mobile Home
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,484,800 sqft (80 acres)
Terrain	Rolling
Garage Type	Mixed
Driveway	Gravel Driveway
Porch	Slab
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	8908
Street Address	546 MUDLICK RD
City	ROUSSEAU
State	KY
Zip	41366-8006
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	80 AC NPB
Legal Subdivision	HUNTING CREEK
Jurisdiction	BREATHITT KY
Township / Civil Division	ROUSSEAU
Census Block Group	1
Census Block	1006
Census Tract	920800

Owner

Source: Breathitt County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	546 MUDLICK RD, ROUSSEAU, KY 41366-8006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK
May 18, 2018	Deed of Trust, Mortgage · ARM CITIZENS BANK & TRUST CO OF JACKSON
Jul 24, 2019	Deed of Trust, Mortgage · ARM CITIZENS BANK & TRUST JACKSON
May 18, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	May 18, 2018 · Amount on Record
Deed Document Number	2025133446
Deed Book / Page	278 / 204
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREATHITT KY
Recording Date	May 4, 2026
Property Address	546 MUDLICK RD, ROUSSEAU, KY 41366-8006
Document Number	0000134263
Book / Page	182 / 566
Instrument Date	Apr 13, 2026
Instrument	2026134263
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Investor	Possibly a Property Investor

Mortgage

Document Number	0000134263,
Date	May 4, 2026
Book Page	182/566
Instrument	2026134263

Lender

Name	COMMUNITY TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREATHITT KY
Property Address	546 MUDLICK RD, ROUSSEAU, KY 41366-8006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M160/028
Date	May 18, 2018
Book Page	M160/028
Instrument	117665

Lender

Name	CITIZENS BANK & TRUST CO OF JACKSON
Type	Bank
Address	JACKSON, KY 41339

Agreement

Type	ARM
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2028

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2023
Change Frequency	5 Years
Min Rate At Change	4.5%
Max Rate At Change	7.37%
Index	5-Year CMT
Max Rate	7.37%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREATHITT KY
Property Address	546 MUDLICK RD, ROUSSEAU, KY 41366-8006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M163/426
Date	Jul 24, 2019
Book Page	M163/426
Instrument	119946

Lender

Name	CITIZENS BANK & TRUST JACKSON
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2039

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2024
Change Frequency	5 Years
Min Rate At Change	4.5%
Max Rate At Change	7.12%
Index	5-Year CMT

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BREATHITT KY
Recording Date	May 18, 2018
Property Address	546 MUDLICK RD, ROUSSEAU, KY 41366-8006
Document Number	000256/643
Book / Page	256 / 643
Instrument Date	May 5, 2018
Instrument	117664
Transaction Type	Transfer
Record Updated	Jan 10, 2022

Transaction

Amount	Amount Recorded
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3044 BRECKENWOOD DR, 3044, LEXINGTON, KY 40502-2939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 MUDLICK RD, ROUSSEAU, KY 41366-8006
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Breathitt County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Breathitt County
Unified School District	Breathitt County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,414.00 (+4.43%)	$98,600 (-) Land $13,600 Building $85,000	$133,000 (+34.89%) Land $48,000 Building $85,000
2023	$1,354.00	$98,600	$98,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2022)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jul 2022 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jul 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 86% of Kentucky
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Thacker-Grigsby Telephone Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Mudlick Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures