546 Mount Dell Dr, Clayton, CA 94517 Property Records

Contra Costa County property record for 546 Mount Dell Dr, Clayton, CA 94517

Property Summary

Property TypeTownhouse
Details4 bd · 2.5 ba · 1,926 sqft · built 1975
Lot Size0.06 acres (2,623 sqft)
Owner2 Individual Names on File
Last Sale$580,000 (Jun 2015)
Tax Bill$8,929 (2025)
Deeds & MortgagesAug 2019 Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN119-301-008-7

Property Details

APN / Parcel Number

Primary APN119-301-008-7
Alternative APN
  • 119-301-008

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,926 sqft Living Area
Gross Area2,368 sqft
1st Floor Area1,081 sqft
2nd Floor Area845 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1992
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area2,623 sqft (0.06 acres)
Garage TypeAttached
Garage Area442 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address546 MT DELL DR
CityCLAYTON
StateCA
Zip94517-1503
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionTRACT 4504 LOT 18
Legal SubdivisionSUBDIVISION 4504
Legal Tract4504
Legal Lot Number18
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3009
Census Tract355306

Owner

546 Mount Dell Dr, a townhouse, is owned and occupied by two individuals who bought it in June 2015.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address546 MT DELL DR, CLAYTON, CA 94517-1503
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2019Deed of Trust, Mortgage · ARM
MUFG UNION BANK NA
Jun 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2015 · Amount on File
Deed SaleJun 24, 2015 · Amount on File
Prior SaleNov 2, 2012 · Amount on File
Deed Document Number2015129918
Prior Transfer DateDec 7, 2006
Prior Transfer Doc0000400716
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address546 MT DELL DR, CLAYTON, CA 94517-1503
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000137852
DateAug 27, 2019
Instrument2019-137852
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueSep 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateSep 1, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.87%
Index1-Year LIBOR
Max Rate9.87%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address546 MT DELL DR, CLAYTON, CA 94517-1503
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address546 MT DELL DR, CLAYTON, CA 94517-1503

Mortgage

Document Number0000187255
DateJun 30, 2021
Instrument2021-187255
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.25%
Type Change DateJul 1, 2028
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.25%
IndexOther
Margin3
Max Rate7.25%

Tax Assessment & Valuation

The 2025 property tax bill for 546 Mount Dell Dr was $8,929 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityClayton City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$711,006 (+2%) Land $343,244 Building $367,762
2025$8,929.00 Homeowner's exemption$697,065 Land $336,514 Building $360,551
2023$8,540.00 (+1.39%) Homeowner's exemption$669,999 Land $323,448 Building $346,551
2022$8,423.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 546 Mount Dell Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 546 Mount Dell Dr is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 54% of California
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONTRA COSTA WATER DISTRICT
serves 210,500 people · EPA ID CA0710003
Water SourceSurface water
Last State InspectionJan 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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