Santa Cruz County property record for 546 Memory Ln, Boulder Creek, CA 95006 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 9 bd · 3 ba · 4,102 sqft · built 1945 |
| Lot Size | 0.217 acres (9,453 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,000 (Sep 1999) |
| Tax Bill | $5,186 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Aug 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 086-063-06 |
| Primary APN | 086-063-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 4,102 sqft Living Area |
| Gross Area | 4,367 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Construction Type | Wood |
| Lot Area | 9,453 sqft (0.217 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 265 sqft |
| Deck Area | 334 sqft |
| Patio Area | 334 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 546 MEMORY LN |
|---|---|
| City | BOULDER CREEK |
| State | CA |
| Zip | 95006-9137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | REDWOOD FOREST SUMMER HOMESITES |
| Legal Lot Number | 1,2 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 120500 |
Source: Santa Cruz County records · APN 086-063-06
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 546 MEMORY LN, BOULDER CREEK, CA 95006-9137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2023 | Intrafamily Transfer, Transfer · Line of Credit REDWOOD CU |
| Aug 16, 2023 | Correction Deed CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Nov 20, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage REDWOOD CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 03, 1999 · Amount on Record |
| Deed Sale | Sep 03, 1999 · Amount on Record |
| Prior Sale | Oct 06, 1995 · Amount on Record |
| Deed Document Number | 199959315 |
| Last Transfer Date | Aug 07, 2023 |
| Transfer Doc | 0000015416 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 16, 2023 |
| Property Address | 546 MEMORY LN, BOULDER CREEK, CA 95006-9137 |
| Document Number | 0000015417 |
| Map Reference | VOL 18 PG 66 |
| Instrument Date | Aug 07, 2023 |
| Instrument | 2023-0015417 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 546 MEMORY LN, BOULDER CREEK, CA 95006-9137 |
| Document Number | 0000015418 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | 2023-0015418 |
| Name | REDWOOD CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 16, 2023 |
| Property Address | 546 MEMORY LN, BOULDER CREEK, CA 95006-9137 |
| Document Number | 0000015416 |
| Map Reference | VOL 18 PG 66 |
| Instrument Date | Aug 07, 2023 |
| Instrument | 2023-0015416 |
| Record Updated | Aug 30, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 546 MEMORY LN, BOULDER CREEK, CA 95006-9137 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 20, 2019 |
| Property Address | 546 MEMORY LN, BOULDER CREEK, CA 95006-9137 |
| Document Number | 0000036207 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 36207 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 546 MEMORY LN BOULDER CREEK CA 950069137, BOULDER CREEK, CA 95006-9137 |
| Document Number | 36208 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 36208 |
| Name | REDWOOD CU |
|---|---|
| Type | Credit Union |
| Address | SANTA ROSA, CA 95403 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 19, 2034 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $444,092 (+10.73%) Land $252,684 Building $191,408 | ||
| 2025 | $5,186.00 (+5.3%) | $401,071 (+4.04%) Land $247,730 Building $153,341 | |
| 2023 | $4,925.00 (+2.45%) | $385,496 Land $238,110 Building $147,386 | $491,040 |
| 2022 | $4,807.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871205001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (2016–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2023, ground movement, Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Moderate above 40% of the US · above 24% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,563 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 55 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
May also be available at this address: T-Mobile USA, Ridge Wireless, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures