Okaloosa County property record for 546 Maple Ave, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,668 sqft · built 2006 |
| Lot Size | 0.062 acres (2,685 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Apr 2024) |
| Tax Bill | $3,538 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-599-0528-1 |
| Primary APN | C56-000-599-0528-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,668 sqft Living Area |
| Gross Area | 2,156 sqft |
| 1st Floor Area | 823 sqft |
| Upper Floors Area | 845 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 2,685 sqft (0.062 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 172 sqft |
| Patio Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 546 MAPLE AVE |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-3335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEAVER CREEK HOMES LOT 6 |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | BEAVER CREEK |
| Legal Lot Number | 6 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 21102 |
Source: Okaloosa County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2107 BAYSHORE DR, NICEVILLE, FL 32578-3664 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 26, 2024 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Apr 26, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW AMERICAN FUNDING |
| Jul 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Aug 17, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2024 · Amount on Record |
| Deed Sale | Apr 26, 2024 · Amount on Record |
| Prior Sale | Jul 22, 2022 · Amount on Record |
| Deed Document Number | 20243684492 |
| Prior Transfer Date | Aug 12, 2014 |
| Prior Transfer Doc | 0031604127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 546 MAPLE AVE, NICEVILLE, FL 32578-3335 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | ACTION TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 546 MAPLE AVE, NICEVILLE, FL 32578-3335 |
| Document Number | 0035741302 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 3574/1302 |
| Instrument | 3488984 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 546 MAPLE AVE, NICEVILLE, FL 32578-3335 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2509 LONGDOG LN, COTTONDALE, FL 32431-7456 |
| Document Number | 0003684493 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | 3684493 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | 14511 MYFORD RD STE 100, TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 546 MAPLE AVE, NICEVILLE, FL 32578-3335 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 546 MAPLE AVE, NICEVILLE, FL 32578-3335 |
| Document Number | 0003684494 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | 3684494 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | 14511 MYFORD RD STE 100, TUSTIN, CA 92780 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 22, 2022 |
| Property Address | 546 MAPLE AVE, NICEVILLE, FL 32578-3335 |
| Document Number | 0036340745 |
| Book / Page | 3634 / 745 |
| Map Reference | MB 22 PG 38&39 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 3566450 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 FARRAH AVE, CHOCTAW BEACH, FL 32578-2896 |
| Name | Verified Name |
|---|---|
| Address | 546 MAPLE AVE, CHOCTAW BEACH, FL 32578-3335 |
| Document Number | 0003634747 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 3634/747 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 546 MAPLE AVE, NICEVILLE, FL 32578-3335 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034840447 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 3484/447 |
| Instrument | 3382562 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 1, 2050 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,538.00 (+17.85%) | $273,971 (+1.51%) Land $30,300 Building $243,671 | $273,971 (+1.51%) Land $30,300 Building $243,671 |
| 2023 | $3,002.00 (+3.37%) Homeowner's exemption | $269,883 (+16.03%) Land $30,300 Building $239,583 | $269,883 (+16.03%) Land $30,300 Building $239,583 |
| 2022 | $2,904.00 | $232,604 Land $30,300 Building $202,304 | $232,604 Land $30,300 Building $202,304 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 3 (1994–2005) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2005 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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