Rutherford County property record for 546 Highpoint Dr, Smyrna, TN 37167
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,724 sqft · built 1987 |
| Lot Size | 0.226 acres (9,852 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Oct 2018) |
| Tax Bill | $1,774 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Oct 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027F-B-019.00-000 |
| Primary APN | 027F-B-019.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,724 sqft Living Area |
| 1st Floor Area | 1,724 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 9,852 sqft (0.226 acres) |
| Lot Dimensions | 120 ft deep x 82.1 ft wide |
| Driveway | Driveway |
| Porch | Patio |
| Porch Area | 60 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R0012925 |
|---|---|
| Street Address | 546 HIGHPOINT DR |
| City | SMYRNA |
| State | TN |
| Zip | 37167-5221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 82 BENT TREE SEC 3 PB 11 PG 17 82.1 X 120 IRR |
| Legal Subdivision | BENT TREE SEC 3 |
| Legal Lot Number | 82 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 12 |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 40404 |
Source: Rutherford County assessment roll, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 546 HIGHPOINT DR, SMYRNA, TN 37167-5221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 16, 2020 | Loan Modification, Mortgage · FHA Mortgage PENNYMAC |
| Oct 2, 2018 | Warranty Deed, Transfer · FHA Mortgage GUARANTY TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 2, 2018 · Amount on Record |
| Deed Sale | Oct 2, 2018 · Amount on Record |
| Prior Sale | Mar 22, 2011 · Amount on Record |
| Deed Document Number | 20182170933 |
| Deed Book / Page | 1715 / 2861 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 546 HIGHPOINT DR, SMYRNA, TN 37167-5221 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022081889 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 2208/1889 |
| Instrument | 2423979 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 546 HIGHPOINT DR, SMYRNA, TN 37167-5221 |
| Document Number | RB20131936 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 546 HIGHPOINT DR SMYRNA TN 371675221, SMYRNA, TN 37167-5221 |
| Document Number | RB20131936 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 002013/001936 |
| Instrument | 2328404 |
| Name | PENNYMAC |
|---|---|
| Address | FLINT, MI 48501-2026 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Oct 2, 2018 |
| Property Address | 546 HIGHPOINT DR, SMYRNA, TN 37167-5221 |
| Document Number | RB17152861 |
| Book / Page | 001715 / 002861 |
| Instrument Date | Oct 1, 2018 |
| Instrument | 2170933 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2018 |
| Title Company | ALLEGIANCE TITLE/TN LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $814.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 546 HIGHPOINT DR SMYRNA TN 371675221, SMYRNA, TN 37167-5221 |
| Document Number | RB17152864 |
|---|---|
| Date | Oct 2, 2018 |
| Book Page | 001715/002864 |
| Instrument | 2170934 |
| Name | GUARANTY TR |
|---|---|
| Address | MURFREESBORO, TN 37129 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Municipality | Smyrna Town |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,375 (+26.4%) Land $27,500 Building $65,875 | $373,500 (+28.04%) Land $110,000 Building $263,500 | |
| 2025 | $1,774.00 (+1.31%) | $73,875 (+1.3%) Land $13,750 Building $60,125 | |
| 2023 | $1,751.00 | $72,925 Land $13,750 Building $59,175 | $291,700 (-1.29%) Land $55,000 Building $236,700 |
| 2022 | $295,500 Land $55,000 Building $240,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMYRNA WATER SYSTEM serves 66,942 people · EPA ID TN0000639 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Communications Fiber | 8,000 / 8,000 |
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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