546 Gernerd Rd, Effort, PA 18330 Property Records

Monroe County property record for 546 Gernerd Rd, Effort, PA 18330

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,026 sqft · built 1945
Lot Size	2.12 acres (92,347 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Nov 2021)
Tax Bill	$1,181 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13.1.3.34`

Property Details

APN / Parcel Number

Primary APN	`13.1.3.34`
Alternative APN	`13623801182591`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,026 sqft Living Area
1st Floor Area	690 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	92,347 sqft (2.12 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13623801182591
Street Address	546 GERNERD RD
City	EFFORT
State	PA
Zip	18330-7709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 203 & 204
Legal Block	18
Legal Lot Number	203-204
Jurisdiction	MONROE PA
Township / Civil Division	POLK
Census Block Group	1
Census Block	1049
Census Tract	301304

Owner

Source: Monroe County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	546 GERNERD RD, EFFORT, PA 18330-7709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 29, 2017	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2021 · Amount on Record
Deed Sale	Nov 8, 2021 · Amount on Record
Prior Sale	Sep 29, 2017 · Amount on Record
Deed Document Number	202138466
Deed Book / Page	2593 / 1729
Record Updated	Sep 20, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE PA
Recording Date	Nov 8, 2021
Property Address	546 GERNERD RD, EFFORT, PA 18330-7709
Document Number	0000038466
Book / Page	2593 / 1729
Instrument Date	Oct 25, 2021
Instrument	202138466
Transaction Type	Transfer
Record Updated	Jun 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	546 GERNERD RD, EFFORT, PA 18330-7709

Mortgage

Document Number	0000038467
Date	Nov 8, 2021
Instrument	202138467

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE PA
Recording Date	Sep 29, 2017
Property Address	546 GERNERD RD, EFFORT, PA 18330-7709
Document Number	0000024778
Book / Page	002499 / 000148
Instrument Date	Sep 6, 2017
Instrument	24778
Transaction Type	Transfer
Record Updated	Oct 23, 2017
Title Company	KEYSTONE PREMIER SETTLEMENT SE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	546 GERNERD RD EFFORT PA 183307709, EFFORT, PA 18330-7709

Mortgage

Document Number	24779
Date	Sep 29, 2017
Book Page	002499/000152
Instrument	24779

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Monroe County
County Subdivision	Polk Township
Unified School District	Pleasant Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,181.00 (+40.6%)	$182,740 (-) Land $35,500 Building $147,240
2024	$840.00 (+19.49%)	$182,740 (-) Land $35,500 Building $147,240
2023	$703.00	$182,740 Land $35,500 Building $147,240
2019			$182,740 Land $35,500 Building $147,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Cable · Fiber in parts of the area	2,000 / 40

Cell Coverage

5G and 4G LTE (outdoors only)

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