546 E River Rd, Rochester, NY 14623 Property Records

Monroe County and Brighton Town property record for 546 E River Rd, Rochester, NY 14623

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,598 sqft · built 1945
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Oct 2015)
Tax Bill	$5,823 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262000 148.07-2-40`

Property Details

APN / Parcel Number

Primary APN	`262000 148.07-2-40`
Alternative APNs	`20001480700002040000` `07598000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,598 sqft Living Area
1st Floor Area	1,025 sqft
2nd Floor Area	573 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	160 ft deep x 79 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	349 sqft
Patio Area	14 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	07598000000
Street Address	546 E RIVER RD
City	ROCHESTER
State	NY
Zip	14623-1128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0076-13-07 WESTFALL HT LPT 23
Legal Subdivision	WESTFALL HEIGHTS
Legal Block	2
Legal Lot Number	40.000
Jurisdiction	MONROE NY
Township / Civil Division	BRIGHTON
Census Block Group	1
Census Block	1014
Census Tract	13006

Owner

Source: Monroe County and Brighton Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	546 E RIVER RD, ROCHESTER, NY 14623-1128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Deed of Trust, Mortgage · Line of Credit ADVANTAGE FCU
Dec 11, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Aug 7, 2018	Deed of Trust, Mortgage · VA Mortgage RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2015 · Amount on Record
Deed Sale	Oct 30, 2015 · Amount on Record
Prior Sale	Jan 24, 2011 · Amount on Record
Deed Document Number	2015762
Deed Book / Page	11613 / 10
Prior Transfer Date	Jan 13, 2011
Prior Transfer Doc	0000000512
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	546 E RIVER RD, ROCHESTER, NY 14623-1128
Transaction Type	Mortgage
Record Updated	May 22, 2023
Title Company	UNITED ABSTRACT AND RESEARCH INC, UNITED ABSTRACT & RESEARCH I

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 E RIVER RD, ROCHESTER, NY 14623-1128

Mortgage

Document Number	0000000993
Date	Apr 28, 2023
Book Page	30276/19
Instrument	202304280993

Lender

Name	ADVANTAGE FCU
Type	Credit Union
Address	ROCHESTER, NY 14623

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	546 E RIVER RD, ROCHESTER, NY 14623-1128
Document Number	0000000905
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	SERVICELINK EAST ESCROW

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	546 E RIVER RD ROCHESTER NY 146231128, ROCHESTER, NY 14623-1128

Mortgage

Document Number	0000000905
Date	Jan 14, 2021
Book Page	028970/000212
Instrument	905

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	546 E RIVER RD, ROCHESTER, NY 14623-1128
Document Number	0000000523
Instrument Date	Aug 7, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	546 E RIVER RD ROCHESTER NY 146231128, ROCHESTER, NY 14623-1128

Mortgage

Document Number	0000000523
Date	Aug 13, 2018
Book Page	027719/000607
Instrument	523

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2048

Tax Assessment & Valuation

Source: Monroe County and Brighton Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Brighton Town
Unified School District	Rush-Henrietta Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,823.00 (+4.17%) Veteran's exemption
2025	$5,590.00 (+11.49%)	$139,600 (-) Land $35,000 Building $104,600	$236,600 (+18.66%) Land $59,319 Building $177,281
2023		$139,600 (-) Land $35,000 Building $104,600	$199,400 (+27.09%) Land $49,993 Building $149,407
2022		$139,600 Land $35,000 Building $104,600	$156,900 Land $39,337 Building $117,563
2021	$5,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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