546 E Main St, Lexington, KY 40508 Property Records

Lexington-Fayette Urban County property record for 546 E Main St, Lexington, KY 40508

Property Summary

Property TypeOffice Building
Details13,932 sqft · built 1984
Lot Size0.62 acres (27,007 sqft)
OwnerCompany Name on File
Tax Bill$22,676 (2026)
Deeds & MortgagesOct 2017 Mortgage
Jun 2022 Mortgage
+ 1 more
APN38294170

Property Details

APN / Parcel Number

Primary APN38294170

Interior

Units5 Units
Building Area13,932 sqft Total Area
Basement Area4,644 sqft
Finished Basement4,644 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area27,007 sqft (0.62 acres)

Location & Zoning

Street Address546 E MAIN ST
CityLEXINGTON
StateKY
Zip40508-2385
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Local Zoning CodeP-1
Legal SubdivisionWOODLANDS
Legal Lot Number2
JurisdictionFAYETTE KY
Township / Civil DivisionLEXINGTON-FAYETTE CENTRAL
Census Block Group3
Census Block3003
Census Tract600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Woodlands Historic District
listed 1983 · 222 contributing resources · NRIS 83002771

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

546 E Main St, a commercial property, is owned by a company.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address546 E MAIN ST, 300, LEXINGTON, KY 40508-2329
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2017Deed of Trust, Mortgage
COMMERCIAL BK
Jun 27, 2022Deed of Trust, Mortgage
TRADITIONAL BANK INC
Mar 31, 2022Deed, Transfer
TRADITIONAL BANK INC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address546 E MAIN ST, LEXINGTON, KY 40508-2385
Transaction TypeMortgage
Record UpdatedDec 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number008970/050
DateOct 30, 2017
Book Page8970/050
Lender
NameCOMMERCIAL BK
Agreement
AmountAmount on Record

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address546 E MAIN ST, LEXINGTON, KY 40508-2385
Transaction TypeMortgage
Record UpdatedDec 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000468/001
DateJun 27, 2022
Book Page0468/001
Lender
NameTRADITIONAL BANK INC
Agreement
AmountAmount on Record

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateMar 31, 2022
Property Address546 E MAIN ST, LEXINGTON, KY 40508-2385
Document Number003927/522
Book / Page3927 / 522
Transaction TypeTransfer
Record UpdatedDec 29, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000399/150
DateMar 31, 2022
Book Page0399/150
Lender
NameTRADITIONAL BANK INC
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 546 E Main St was $22,676, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
County / MunicipalityLexington-Fayette Urban County
Unified School DistrictFayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$22,676.00 (+1.88%)$1,800,000 (-)$1,800,000 (-)
2025$22,258.00$1,800,000$1,800,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 546 E Main St; there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1978–1984)
Most Recent ClaimMay 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 546 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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