546 E Keegan St, Deerfield, MI 49238 Property Records

Lenawee County property record for 546 E Keegan St, Deerfield, MI 49238

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 808 sqft · built 1948
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on File
Tax Bill	$1,425 (2025)
Deeds & Mortgages	Mar 2021 Refinance Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DE7-305-0782-00`

Property Details

APN / Parcel Number

Primary APN	`DE7-305-0782-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	808 sqft Living Area
1st Floor Area	808 sqft
Basement Area	808 sqft
Unfinished Basement	808 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Lot Area	37,462 sqft (0.86 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	546 E KEEGAN ST
City	DEERFIELD
State	MI
Zip	49238-9737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	100 FT OFF W SIDE OF LOT 78 ASSESSORS PLAT NO 2 OF DEERFIELD VILLAGE
Legal Subdivision	ASSESSORS PLAT
Legal Lot Number	78
Jurisdiction	LENAWEE MI
Township / Civil Division	DEERFIELD
Census Block Group	4
Census Block	4008
Census Tract	62100

Owner

546 E Keegan St is owned and occupied by an individual who acquired it in October 2004.

Source: Lenawee County records, as of July 31, 2026

Owner of Record	Individual Name on File
Mailing Address	546 E KEEGAN ST, DEERFIELD, MI 49238-9737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DFCU FINANCIAL
Nov 17, 2025	Quit Claim Deed, Transfer · Conventional Mortgage DFCU FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2004
Deed Sale	Oct 27, 2004
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	546 E KEEGAN ST, DEERFIELD, MI 49238-9737
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026150092
Date	Mar 18, 2021
Book Page	2615/92

Lender

Name	DFCU FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LENAWEE MI
Recording Date	Nov 17, 2025
Property Address	546 E KEEGAN ST, DEERFIELD, MI 49238-9737
Document Number	0026920854
Book / Page	2692 / 854
Instrument Date	Nov 10, 2025
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 E KEEGAN ST, DEERFIELD, MI 49238-9737

Mortgage

Document Number	0002692855
Date	Nov 17, 2025
Instrument	2692/855

Lender

Name	DFCU FINANCIAL
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	0.07%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2035
Change Frequency	Monthly
Index	1-Month LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 546 E Keegan St was $1,425 with a homeowner's exemption, up 3% from the year before.

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lenawee County
County Subdivision	Deerfield Township
Municipality	Deerfield Village
Unified School District	Britton Deerfield School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,700 (-14.79%)	$139,400 (-14.79%)
2025	$1,425.00 (+3.04%) Homeowner's exemption	$81,800	$163,600
2024	$1,383.00
2023		$50,600	$101,200
2022	$1,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 546 E Keegan St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1981–1990)
Most Recent Claim	Feb 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 546 E Keegan St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEERFIELD serves 943 people · EPA ID MI0001770
Water Source	Surface water
Last State Inspection	Apr 2025

Violations Reported to EPA

Water Quality	Ethylene dibromide resolved · Apr 2025 Treatment failure resolved · May 2017 Turbidity resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
D&P Communications Fiber · Cable	4,000 / 4,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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