546 E Cook Rd, Pansey, AL 36370 Property Records

Houston County property record for 546 E Cook Rd, Pansey, AL 36370

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,720 sqft · built 1993
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$89,200 (Sep 2021)
Tax Bill$510 (2025)
Deeds & MortgagesSep 2025 Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-02-09-0-000-008-001

Property Details

APN / Parcel Number

Primary APN14-02-09-0-000-008-001
Alternative APNs
  • 105341
  • 37302

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,720 sqft Living Area
1st Floor Area3,356 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
Garage TypeCarport
CarportCarport
Shed1 Shed
Shed Area900 sqft
Utility Building96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address546 E COOK RD
CityPANSEY
StateAL
Zip36370-4026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM @ INT OF E R/W OF E COOK RD & N LN OF NW1/4 OF SW1/4 OF SEC 9 T2N R29E TH S ALG R/W 1458.59' TO PBOT H E 207.71' S 2
Legal Range29E
Legal Township02N
Legal Section09
Legal SubdivisionS9 T2N R29E
JurisdictionHOUSTON AL
Township / Civil DivisionGORDON
Census Block Group1
Census Block1014
Census Tract41800

Owner

Source: Houston County records, as of May 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address546 E COOK RD, PANSEY, AL 36370-4026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 30, 2021Quit Claim Deed, Transfer · Conventional Mortgage
FIVE STAR CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2021 · Amount on Record
Deed SaleSep 30, 2021 · Amount on Record
Prior SaleFeb 7, 2011 · Amount on Record
Deed Document Number2021867-0158
Deed Book / Page867 / 158
Prior Transfer DateSep 16, 2021
Prior Transfer Doc000867/158
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOUSTON AL
Property Address546 E COOK RD, PANSEY, AL 36370-4026
Transaction TypeMortgage
Record UpdatedOct 8, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002907/666
DateSep 24, 2025
Book Page2907/666
Instrument2907-0666
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2045

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHOUSTON AL
Recording DateSep 30, 2021
Property Address546 E COOK RD, PANSEY, AL 36370-4026
Document Number000867/158
Book / Page867 / 158
Instrument DateSep 16, 2021
Instrument0867-0158
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name
Address68 HATCHER AVE, ASHFORD, AL 36312-4328

Transferred To (Grantee/Buyer)

NameVerified Name
Address546 E COOK RD, PANSEY, AL 36370-4026

Mortgage

Document Number2693016226930162
DateSep 30, 2021
Instrument2693/016226930162
Lender
NameFIVE STAR CU
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Houston County assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyHouston County
Unified School DistrictHouston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$510.00 (+6.47%) Homeowner's exemption$17,280 (+6.14%)$172,840 (+6.3%) Land $7,400 Building $165,440
2024$479.00 (+5.27%) Homeowner's exemption$16,280 (+0.62%)$162,600 (+0.62%) Land $7,400 Building $155,200
2023$455.00 (+37.88%) Homeowner's exemption$16,180 (+35.28%)$161,600 (+35.23%) Land $6,400 Building $155,200
2022$330.00 Homeowner's exemption$11,960$119,500 Land $5,400 Building $114,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims14 (1994–2018)
Claims Outside the SFHA7 of 14
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 4 claims
  • Severe Storms And Flooding, Mar 1998 · 3 claims
  • Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 48% of Alabama
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6
T-Mobile
Fixed Wireless
25 / 3
WOW Internet, Cable & Phone
DSL
25 / 3

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