546 E 46th St, Apt 3W, Chicago, IL 60653 Property Records

Cook County property record for 546 E 46th St, Apt 3W, Chicago, IL 60653

Property Summary

Property Type	Condominium
Details	4 bd · 2 ba · 1,600 sqft · built 1881
Lot Size	0.153 acres (6,660 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Nov 2022)
Tax Bill	$4,247 (2023)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-03-417-044-1005`

Property Details

APN / Parcel Number

Primary APN	`20-03-417-044-1005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,600 sqft Living Area

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1881
Architectural Style	Condo/Apartment
Lot Area	6,660 sqft (0.153 acres)

Location & Zoning

Street Address	546 E 46TH ST, 3W
City	CHICAGO
State	IL
Zip	60653-5197
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RT-4
Legal Range	14E
Legal Township	38N
Legal Section	03
Legal Subdivision	46TH STREET MANOR CONDO
Legal Lot Number	6,7
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2014
Census Tract	836000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

546 E 46th St, Apt 3W is owned by an individual who bought it in November 2022.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	5517 S UNIVERSITY AVE, CHICAGO, IL 60637-6831
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 14, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Oct 2, 2019	Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG
Jun 11, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Dec 21, 2017	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2022 · Amount on File
Deed Sale	Nov 3, 2022 · Amount on File
Prior Sale	Oct 2, 2019 · Amount on File
Deed Document Number	202242134
Prior Transfer Date	Nov 22, 2004
Prior Transfer Doc	0000039013
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 3, 2022
Property Address	546 E 46TH ST APT 3W, 3W, CHICAGO, IL 60653-5197
Document Number	0030742134
Map Reference	DOC 00681295
Instrument Date	Nov 1, 2022
Instrument	2230742134
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 E 46TH ST APT 3W, 3W, CHICAGO, IL 60653-5197

Mortgage

Document Number	0030742135
Date	Nov 3, 2022
Instrument	2230742135

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.62%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	546 E 46TH ST APT 3W, 3W, CHICAGO, IL 60653-5197
Document Number	2030339096
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	FIRST AMERICAN TITLE IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	546 E 46TH ST #3W CHICAGO IL 606535197, 3W, CHICAGO, IL 60653-5197

Mortgage

Document Number	2030339096
Date	Oct 29, 2020
Instrument	30339096

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 28, 2035

Interest

Rate	2.75%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 2, 2019
Property Address	546 E 46TH ST APT 3W, 3W, CHICAGO, IL 60653-5197
Document Number	1927555149
Instrument Date	Sep 29, 2019
Instrument	27555149
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 E 46TH ST #3W CHICAGO IL 606533465, 3W, CHICAGO, IL 60653-3465

Mortgage

Document Number	1927555150
Date	Oct 2, 2019
Instrument	27555150

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate	5.37%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 11, 2018
Property Address	546 E 46TH ST APT 3W, 3W, CHICAGO, IL 60653-5197
Document Number	1816249194
Instrument Date	May 18, 2018
Instrument	16249194
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 E 46TH ST #3W CHICAGO IL 606533465, 3W, CHICAGO, IL 60653-3465

Mortgage

Document Number	1816249195
Date	Jun 11, 2018
Instrument	16249195

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2048

Interest

Rate Type	Fixed Rate
Rate	5.5%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 21, 2017
Property Address	546 E 46TH ST APT 3W, 3W, CHICAGO, IL 60653-5197
Document Number	1735506082
Instrument Date	Dec 19, 2017
Instrument	35506082
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$35.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	637 W 16TH ST #2E CHICAGO IL 606161151, 2E, CHICAGO, IL 60616-1151

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,108 Land $3,944 Building $21,164	$251,080 Land $39,440 Building $211,640
2023	$4,247.00 (+2.61%)
2022	$4,139.00	$20,061 Land $3,944 Building $16,117	$200,610 Land $39,440 Building $161,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 546 E 46th St, Apt 3W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 546 E 46th St, Apt 3W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Zentro.

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