546 E 100 N, Spanish Fork, UT 84660 Property Records

Utah County property record for 546 E 100 N, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 865 sqft · built 1927
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,309 (Dec 2022)
Tax Bill	$874 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-042-0012`

Property Details

APN / Parcel Number

Primary APN	`07-042-0012`
Alternative APN	`008192`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	865 sqft Living Area
1st Floor Area	865 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1970
Architectural Style	A-Frame
Exterior Material	Metal
Roof Type	Gable
Roof Material	Other
Lot Area	15,246 sqft (0.35 acres)
Porch	Raised Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	008192
Street Address	546 E 100 N
City	SPANISH FORK
State	UT
Zip	84660-1904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM. AT NE COR OF LOT 3, BLK 42, PLAT A, SPANISH FORK CITY SURVEY; S 12 RODS W 76.3 FT; N 12 RODS; E 76.3 FT TO BEG.
Legal Block	42
Legal Lot Number	3
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1029
Census Tract	3204

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	546 E 100 N, SPANISH FORK, UT 84660-1904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 5, 2022	Intrafamily Transfer, Transfer · FHA Mortgage TJC MORTGAGE INC
May 28, 2021	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE INS AGCY OF UT
May 28, 2021	Intrafamily Transfer, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Sep 30, 2019	Quit Claim Deed, Transfer CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2022 · Amount on Record
Deed Sale	Dec 5, 2022 · Amount on Record
Prior Sale	Sep 30, 2019 · Amount on Record
Deed Document Number	2022122186
Prior Transfer Date	Nov 28, 2022
Prior Transfer Doc	0000122186
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	546 E 100 N, SPANISH FORK, UT 84660-1904
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATIONAL LENDER S

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 E 100 N, SPANISH FORK, UT 84660-1904

Mortgage

Document Number	0000025498
Date	Mar 30, 2026
Instrument	25498:2026

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2031
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	12-Month MTA
Margin	2

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Dec 5, 2022
Property Address	546 E 100 N, SPANISH FORK, UT 84660-1904
Document Number	0000122186
Instrument Date	Nov 28, 2022
Instrument	122186:2022
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	546 E 100 N, SPANISH FORK, UT 84660-1904

Mortgage

Document Number	0000122187
Date	Dec 5, 2022
Instrument	122187:2022

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	May 28, 2021
Property Address	546 E 100 N, SPANISH FORK, UT 84660-1904
Document Number	0000099828
Instrument Date	May 24, 2021
Instrument	99828:2021
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	STEWART TITLE, STEWART TITLE INS AGCY OF UT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	546 E 100 N, SPANISH FORK, UT 84660-1904

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	May 28, 2021
Property Address	546 E 100 N, SPANISH FORK, UT 84660-1904
Document Number	0000099826
Instrument Date	May 24, 2021
Instrument	99826:2021
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	STEWART TITLE, STEWART TTL INS AGCY OF UTH

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 E 100 N, SPANISH FORK, UT 84660-1904

Mortgage

Document Number	0000099827
Date	May 28, 2021
Instrument	99827:2021

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Sep 30, 2019
Property Address	546 E 100 N, SPANISH FORK, UT 84660-1904
Document Number	0000097961
Instrument Date	Sep 25, 2019
Instrument	97961
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	PROVO LAND TITLE COMPANY, PROVO LAND TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	546 E 100 N SPANISH FORK UT 846601904, SPANISH FORK, UT 84660-1904

Mortgage

Document Number	97962
Date	Sep 30, 2019
Instrument	97962

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,375 (+3.85%)	$342,500 (+3.85%) Land $164,200 Building $178,300
2025	$874.00 (+10.21%)	$181,390 (+11.27%)	$329,800 (+11.27%) Land $164,200 Building $165,600
2024	$793.00 (-49.78%)
2023	$1,579.00 (-5.28%)	$163,020	$296,400 Land $156,400 Building $140,000
2022	$1,667.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband, Verizon.

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