546 Dougherty Ferry Rd, Saint Louis, MO 63122 Property Records

St. Louis County property record for 546 Dougherty Ferry Rd, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,345 sqft · built 1947
Lot Size	0.178 acres (7,754 sqft)
Owner	2 Individual Names on Record
Last Sale	$423,605 (Oct 2025)
Tax Bill	$3,649 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23N-63-0928`

Property Details

APN / Parcel Number

Primary APN	`23N-63-0928`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,345 sqft Living Area
Gross Area	1,597 sqft
1st Floor Area	1,193 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	7,754 sqft (0.178 acres)
Lot Dimensions	87 ft deep x 75 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	212 sqft
Patio Area	62 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	546 DOUGHERTY FERRY RD
City	SAINT LOUIS
State	MO
Zip	63122-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	BEDFORD OAKS LOT 7
Legal Subdivision	BEDFORD OAKS
Legal Block	1
Legal Lot Number	7
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1000
Census Tract	218402

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	546 DOUGHERTY FERRY RD, SAINT LOUIS, MO 63122-2511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Dec 17, 2021 · Amount on Record
Deed Document Number	2025438
Prior Transfer Date	Oct 11, 2007
Prior Transfer Doc	0177001615
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 31, 2025
Property Address	546 DOUGHERTY FERRY RD, SAINT LOUIS, MO 63122-2511
Document Number	2025103100438
Map Reference	MB 38 PG 67
Instrument Date	Oct 24, 2025
Instrument	2025103100438
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	OLD REPUBLIC TITLE, ORT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 DOUGHERTY FERRY RD, KIRKWOOD, MO 63122-2511

Mortgage

Document Number	2025103100439
Date	Oct 31, 2025
Instrument	2025103100439

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Max Rate	11.1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 17, 2021
Property Address	546 DOUGHERTY FERRY RD, SAINT LOUIS, MO 63122-2511
Document Number	0252764644
Book / Page	25276 / 4644
Map Reference	MB 38 PG 67
Instrument Date	Dec 9, 2021
Instrument	2021121700721
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	526 E MADISON AVE, 526, KIRKWOOD, MO 63122-4567

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	546 DOUGHERTY FERRY RD, SAINT LOUIS, MO 63122-2511

Mortgage

Document Number	2021121700722
Date	Dec 17, 2021
Instrument	2021121700722

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,410 (-) Land $42,220 Building $22,190	$339,000 (-) Land $222,200 Building $116,800
2025	$3,649.00 (-10.52%)	$64,410 (-0.71%) Land $42,220 Building $22,190	$339,000 (-0.7%) Land $222,200 Building $116,800
2024	$4,078.00 (+1.59%)	$64,870 (-) Land $25,330 Building $39,540
2023	$4,014.00 (+6.16%)	$64,870 (+12.97%) Land $25,330 Building $39,540	$341,400 (+12.97%) Land $133,300 Building $208,100
2022	$3,781.00	$57,420 Land $25,330 Building $32,090
2021			$302,200 Land $133,300 Building $168,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2009–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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