546 Centre St, Eau Claire, WI 54703 Property Records

Eau Claire County property record for 546 Centre St, Eau Claire, WI 54703

Property Summary

Property Type	Triplex
Details	3 bd · 3 ba · 2,032 sqft · built 1881
Lot Size	0.182 acres (7,937 sqft)
Owner	Individual Name on Record
Last Sale	$84,900 (Sep 2019)
Tax Bill	$3,897 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-0416-000`

Property Details

APN / Parcel Number

Primary APN	`01-0416-000`
Alternative APNs	`18221-2-270917-410-2072` `221010416000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,032 sqft Total Area
Basement Area	508 sqft
Unfinished Basement	508 sqft

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1881
Architectural Style	Triplex
Exterior Material	Metal
Foundation Type	Block
Lot Area	7,937 sqft (0.182 acres)
Lot Dimensions	124 ft deep x 64 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	546 CENTRE ST
City	EAU CLAIRE
State	WI
Zip	54703-3205
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R2
Legal Description	LOT 2 BLK 13 PUTNAM & SIMONS 1ST ADD
Legal Range	09W
Legal Township	27N
Legal Section	17
Legal Subdivision	SIMONS 1ST ADD
Legal Block	13
Legal Lot Number	2
Jurisdiction	EAU CLAIRE WI
Township / Civil Division	EAU CLAIRE
Census Block Group	2
Census Block	2010
Census Tract	600

Owner

Source: Eau Claire County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	546 CENTRE ST, EAU CLAIRE, WI 54703-3205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage SECURITY FINANCIAL BANK
Jan 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage SECURITY FINANCIAL BANK
May 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Prior Sale	Nov 2, 2009 · Amount on Record
Deed Document Number	20191181018
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	546 CENTRE ST, EAU CLAIRE, WI 54703-3205
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001275972
Date	Jan 28, 2026
Instrument	1275972

Lender

Name	SECURITY FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	546 CENTRE ST, EAU CLAIRE, WI 54703-3205
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001275972
Date	Jan 28, 2026
Instrument	1275972

Lender

Name	SECURITY FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	546 CENTRE ST, EAU CLAIRE, WI 54703-3205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001160776
Date	May 22, 2018
Instrument	1160776

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Eau Claire County
Municipality	Eau Claire City
Unified School District	Eau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,897.00	$154,400 (-) Land $17,500 Building $136,900	$202,000
2023		$154,400 Land $17,500 Building $136,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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