546 Bernard St, Costa Mesa, CA 92627 Property Records

Orange County property record for 546 Bernard St, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,166 sqft · built 2003
Lot Size	0.084 acres (3,659 sqft)
Owner	Company Name on File
Tax Bill	$5,180 (2025)
Deeds & Mortgages	Dec 2022 Sale Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422-102-19`

Property Details

APN / Parcel Number

Primary APN	`422-102-19`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,166 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	3,659 sqft (0.084 acres)
Garage Type	Carport
Garage Area	231 sqft
Carport	Carport
Carport Area	231 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	546 BERNARD ST
City	COSTA MESA
State	CA
Zip	92627-2658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P BK 360 PG 24 PAR 1
Legal Subdivision	PARCEL MAP NO 2004 294
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	5
Census Block	5001
Census Tract	63702

Owner

546 Bernard St is owned by a company that acquired it in February 2021.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	22372 HARWICH LN, HUNTINGTON BEACH, CA 92646-8448
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Grant Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 31, 2021	Grant Deed, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Mar 31, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 23, 2021
Transfer Doc	0000219592
Record Updated	Sep 20, 2026

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 13, 2022
Property Address	546 BERNARD ST, COSTA MESA, CA 92627-2658
Document Number	0000405146
Map Reference	MB 360 PG 24-26
Instrument Date	Sep 27, 2022
Instrument	2022000405146
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22372 HARWICH LN, HUNTINGTON BEACH, CA 92646-8448

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 31, 2021
Property Address	546 BERNARD ST, COSTA MESA, CA 92627-2658
Document Number	0000219593
Map Reference	MB 360 PG 24-26
Instrument Date	Feb 23, 2021
Instrument	2021000219593
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 BERNARD ST, COSTA MESA, CA 92627-2658

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 31, 2021
Property Address	546 BERNARD ST, COSTA MESA, CA 92627-2658
Document Number	0000219592
Map Reference	MB 360 PG 24-26
Instrument Date	Feb 23, 2021
Instrument	2021000219592
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10162 LA SIERRA PL, SANTA ANA, CA 92705-1509

Mortgage

Document Number	0000219594
Date	Mar 31, 2021
Instrument	2021000219594

Lender

Name	LENDSURE MORTGAGE CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92128

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 546 Bernard St was $5,180, up 12.8% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$421,512 (+1.58%) Land $295,058 Building $126,454
2025	$5,180.00 (+12.83%)	$414,960 Land $290,472 Building $124,488
2024	$4,591.00 (-4.55%)
2023	$4,810.00 (-17.54%)	$392,532 Land $274,772 Building $117,760
2022	$5,833.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 546 Bernard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 546 Bernard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Cosmo Network Solutions, GeoLinks, T-Mobile.

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