546 Bennett Rd, Ona, FL 33865 Property Records

Hardee County property record for 546 Bennett Rd, Ona, FL 33865

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 2024
Lot Size	6.29 acres (273,992 sqft)
Owner	Individual Name on Record
Tax Bill	$4,842 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`34-34-23-0000-04620-0000`

Property Details

APN / Parcel Number

Primary APN	`34-34-23-0000-04620-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,488 sqft Heated Area
Gross Area	2,064 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Exterior Material	Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	273,992 sqft (6.29 acres)
Garage Type	Detached
Garage Area	651 sqft
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	546 BENNETT RD
City	ONA
State	FL
Zip	33865-9579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	6.29 AC COM SE COR OF SW1/4 OF SE1/4 OF SEC 34 RUN N 00 19 30 E 649.55 FT FOR POB THENCE CONT SAME LINE 673.71 FT THENCE N 89
Legal Range	23E
Legal Township	34S
Legal Section	34
Jurisdiction	HARDEE FL
Township / Civil Division	WAUCHULA
Census Block Group	2
Census Block	2024
Census Tract	970402

Owner

Source: Hardee County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	546 BENNETT RD, ONA, FL 33865-9579
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SERVICES OF FLORIDA ACA
Dec 11, 2023	Correction Deed WAUCHULA ABSTRACT AND TITLE COMPANY, WAUCHULA ABSTRACT & TTL CO I
Aug 18, 2023	Intrafamily Transfer, Transfer WAUCHULA ABSTRACT AND TITLE COMPANY, WAUCHULA ABSTRACT & TTL CO I
Aug 18, 2023	Intrafamily Transfer, Transfer WAUCHULA ABSTRACT AND TITLE COMPANY, WAUCHULA ABSTRACT & TTL CO I
Feb 12, 2018	Loan Modification, Mortgage WAUCHULA ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2023
Deed Sale	Dec 11, 2023
Prior Sale	Aug 18, 2023
Deed Document Number	202325006957
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEE FL
Property Address	546 BENNETT RD, ONA, FL 33865-9579
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 LONG RD, ONA, FL 33865-9564

Mortgage

Document Number	0025001955
Date	Apr 11, 2024
Instrument	202425001955

Lender

Name	FARM CREDIT SERVICES OF FLORIDA ACA
Type	Bank
Address	WEST PALM BEACH, FL 33411

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2055

December 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	HARDEE FL
Recording Date	Dec 11, 2023
Property Address	546 BENNETT RD, ONA, FL 33865-9579
Document Number	0025006957
Instrument Date	Dec 11, 2023
Instrument	202325006957
Record Updated	Dec 12, 2025
Title Company	WAUCHULA ABSTRACT AND TITLE COMPANY, WAUCHULA ABSTRACT & TTL CO I

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	496 LONG RD, ONA, FL 33865-9564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 LONG RD, ONA, FL 33865-9564

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARDEE FL
Recording Date	Aug 18, 2023
Property Address	546 BENNETT RD, ONA, FL 33865-9579
Document Number	0025004773
Instrument Date	Aug 18, 2023
Instrument	202325004773
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	WAUCHULA ABSTRACT AND TITLE COMPANY, WAUCHULA ABSTRACT & TTL CO I

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	496 LONG RD, ONA, FL 33865-9564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 LONG RD, ONA, FL 33865-9564

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARDEE FL
Recording Date	Aug 18, 2023
Property Address	546 BENNETT RD, ONA, FL 33865-9579
Document Number	0025004772
Instrument Date	Aug 18, 2023
Instrument	202325004772
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	WAUCHULA ABSTRACT AND TITLE COMPANY, WAUCHULA ABSTRACT & TTL CO I

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	496 LONG RD, ONA, FL 33865-9564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 LONG RD, ONA, FL 33865-9564

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARDEE FL
Property Address	546 BENNETT RD, ONA, FL 33865-9579
Document Number	0025000970
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 1, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	157 POUCHER RD WAUCHULA FL 338738788, WAUCHULA, FL 33873-8788

Mortgage

Document Number	0025000970
Date	Feb 19, 2018
Instrument	25000970

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	WAUCHULA, FL 33873-0248

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Feb 18, 2021

Tax Assessment & Valuation

Source: Hardee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hardee County
Unified School District	Hardee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,842.00 (+268.49%) Homeowner's exemption	$365,540 (+287.43%) Land $115,800 Building $249,740	$365,540 (+287.43%) Land $115,800 Building $249,740
2024	$1,314.00 (+17.32%)	$94,350 (+2%) Land $94,350	$94,350 (+2%) Land $94,350
2023	$1,120.00 (+169.23%)	$92,500 (+208.33%) Land $92,500	$92,500 (+208.33%) Land $92,500
2022	$416.00	$30,000 Land $30,000	$30,000 Land $30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2017–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rapid Systems Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	25 / 3

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