546 Bayview Dr, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 546 Bayview Dr, Cheboygan, MI 49721

Property Summary

Property TypeSingle Family Home
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on File
Tax Bill$9,948 (2025)
Deeds & MortgagesAug 2023 Mortgage
May 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN052-G63-001-008-00

Property Details

APN / Parcel Number

Primary APN052-G63-001-008-00

Exterior

Lot Area16,988 sqft (0.39 acres)

Location & Zoning

Street Address546 BAYVIEW DR
CityCHEBOYGAN
StateMI
Zip49721-2230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARFIELD GARDENS, LOT 12. (SEC 5, T37N,R1W) 963/480;972/22; 1072/341;1290/330;1315/738;1484/241
Legal Range01W
Legal Township012
Legal Section05
Legal SubdivisionGARFIELD GARDENS
Legal Lot Number12
JurisdictionCHEBOYGAN MI
Township / Civil DivisionCHEBOYGAN
Census Block Group2
Census Block2022
Census Tract960300

Owner

546 Bayview Dr is owned and occupied by two individuals who acquired it in May 2022.

Source: Cheboygan County records, as of June 16, 2026

Owner of Record2 Individual Names on File
Mailing Address546 BAYVIEW DR, CHEBOYGAN, MI 49721-2230
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2023Deed of Trust, Mortgage · Conventional Mortgage
KEY BANK
May 23, 2022Warranty Deed, Transfer · Conventional Mortgage
KEY BANK
Jun 18, 2018Deed of Trust, Mortgage · Line of Credit
CENTRAL SAVINGS BANK
Oct 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL SAVINGS BANK
Sep 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERIFIRST FINANCIAL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2022
Deed SaleMay 23, 2022
Prior SaleJun 21, 2007 · Amount on File
Deed Book / Page1484 / 241
Prior Transfer DateSep 2, 2016
Prior Transfer Doc1315/0738
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address546 BAYVIEW DR, CHEBOYGAN, MI 49721-2230
Transaction TypeMortgage
Record UpdatedAug 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address546 BAYVIEW DR, CHEBOYGAN, MI 49721-2230

Mortgage

Document Number0000001513/0000000067
DateAug 4, 2023
Book Page0000001513/0000000067
Lender
NameKEY BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2053

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEBOYGAN MI
Recording DateMay 23, 2022
Property Address546 BAYVIEW DR, CHEBOYGAN, MI 49721-2230
Document Number001484/241
Book / Page1484 / 241
Instrument DateMay 20, 2022
Transaction TypeTransfer
Record UpdatedJun 10, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 HUMMINGBIRD CT, ORCHARD PARK, NY 14127-2033

Mortgage

Document Number0001484243
DateMay 23, 2022
Instrument1484/243
Lender
NameKEY BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term356 Months
DueJan 1, 2052

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address546 BAYVIEW DR, CHEBOYGAN, MI 49721-2230
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001361/0000000761
DateJun 18, 2018
Book Page0000001361/0000000761
Lender
NameCENTRAL SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address546 BAYVIEW DR, CHEBOYGAN, MI 49721-2230
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 460, CHEBOYGAN, MI 49721-0460

Mortgage

Document Number0000001428/0000000528
DateOct 21, 2020
Book Page0000001428/0000000528
Lender
NameCENTRAL SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address546 BAYVIEW DR, CHEBOYGAN, MI 49721-2230
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 460, CHEBOYGAN, MI 49721-0460

Mortgage

Document Number0000001423/0000000711
DateSep 8, 2020
Book Page0000001423/0000000711
Lender
NameAMERIFIRST FINANCIAL
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJan 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 546 Bayview Dr was $9,948 with a homeowner's exemption, up 1.3% from the year before.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCheboygan County
MunicipalityCheboygan City
Unified School DistrictCheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$322,400 (+0.94%)$644,800 (+0.94%)
2025$9,948.00 (+1.25%) Homeowner's exemption$319,400$638,800
2024$9,825.00
2023$227,400$454,800
2022$7,869.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 546 Bayview Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 546 Bayview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHEBOYGAN
serves 5,500 people · EPA ID MI0001360
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cherry Capital Connection.

Nearby Properties on Bayview Dr

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