546 5th St W, Kalispell, MT 59901 Property Records

Flathead County property record for 546 5th St W, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,123 sqft · built 1909
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on File
Tax Bill	$975 (2026)
Deeds & Mortgages	Nov 2025 Transfer Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0765979`

Property Details

APN / Parcel Number

Primary APN	`R0765979`
Alternative APNs	`07-3966-18-1-20-11-0000` `0000415925`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,123 sqft Living Area
1st Floor Area	936 sqft
Attic	Attic
Attic Area	187 sqft
Basement Area	936 sqft
Unfinished Basement	946 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1995
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	71 ft deep x 100 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000415925
Street Address	546 5TH ST W
City	KALISPELL
State	MT
Zip	59901-4736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	KAL ADD 1, S18, T28 N, R21 W, BLOCK 177, LOT 11 W 71' - 12 W 71'
Legal Range	21W
Legal Township	28N
Legal Section	18
Legal Subdivision	KAL ADD 1
Legal Block	177
Legal Lot Number	11,12
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2025
Census Tract	1000

Owner

546 5th St W is owned and occupied by an individual who acquired it in November 2025.

Source: Flathead County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	546 5TH ST W, KALISPELL, MT 59901-4736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Transfer on Death Deed, Transfer
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 20, 2025
Transfer Doc	0000025159
Record Updated	Oct 29, 2026

November 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 20, 2025
Property Address	546 5TH ST W, KALISPELL, MT 59901-4736
Document Number	202500025159
Instrument Date	Nov 20, 2025
Instrument	202500025159
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	546 5TH ST W, KALISPELL, MT 59901-4736

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	174 MANY LAKES DR, KALISPELL, MT 59901-8390

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	546 5TH ST W, KALISPELL, MT 59901-4736
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	INSURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100007439
Date	Mar 4, 2021
Instrument	202100007439

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 23, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 546 5th St W was $975 with a homeowner's exemption, up 16% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$975.00 (+16%) Homeowner's exemption	$374,600 (-5.4%)
2025	$375.00	$396,000	$374,600 Land $86,025 Building $288,575
2023	$2,984.00	$298,200	$298,200 Land $75,665 Building $222,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 546 5th St W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 546 5th St W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: MontanaSky Networks, Western Montana CommunityTel.

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