5459 Ely Island N, Tower, MN 55790 Property Records

St. Louis County property record for 5459 Ely Island N, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 0.5 ba · 864 sqft
Lot Size	13.8 acres (602,870 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Aug 2013)
Tax Bill	$2,378 (2026)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`270-0020-01424`

Property Details

APN / Parcel Number

Primary APN	`270-0020-01424`
Alternative APN	`956281`

Interior

Bedrooms	2 Beds
Full Baths	0.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	864 sqft Gross Area
1st Floor Area	864 sqft

Exterior

Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	602,870 sqft (13.8 acres)

Exterior Amenities

Porch	Slab
Porch Area	432 sqft
Deck Area	16 sqft
Storage Building	112 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	956281
Street Address	5459 ELY IS N
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	E 376 FT OF W 1128 FT OF G.L.4 SERIAL #
Legal Range	15W
Legal Township	62N
Legal Section	16
Legal Subdivision	BREITUNG TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	BREITUNG
Census Block Group	2
Census Block	2004
Census Tract	15402

Owner

Source: St. Louis County records · APN 270-0020-01424

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1385 PASCAL ST N, SAINT PAUL, MN 55108-2438
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 28, 2013 · Amount on Record
Deed Sale	Aug 28, 2013 · Amount on Record
Deed Document Number	20131222180
Prior Transfer Date	Apr 15, 2011
Prior Transfer Doc	0000060982
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5459 ELY IS N, TOWER, MN 55790
Document Number	00A1368019
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 PASCAL ST N ST PAUL MN 551082438, ST PAUL, MN 55108-2438

Mortgage

Document Number	00A1368019
Date	Nov 20, 2019
Instrument	A1368019

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 19, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Breitung Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,378.00 (-0.59%)
2025	$2,392.00 (+15.78%)	$236,900 (+17.22%) Land $153,800 Building $83,100	$236,900 (+17.22%) Land $153,800 Building $83,100
2024	$2,066.00	$202,100 (+18.12%) Land $133,700 Building $68,400	$202,100 (+18.12%) Land $133,700 Building $68,400
2022		$171,100 Land $111,200 Building $59,900	$171,100 Land $111,200 Building $59,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	25 / 3

Based on FCC filings for 5 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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