5458 Sand Bunker St, Saint Cloud, MN 56304 Property Records

Benton County property record for 5458 Sand Bunker St, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.244 acres (10,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,900 (Jun 2020)
Tax Bill	$4,266 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Mar 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17.01800.00`

Property Details

APN / Parcel Number

Primary APN	`17.01800.00`

Exterior

Lot Area	10,650 sqft (0.244 acres)

Location & Zoning

Street Address	5458 SAND BUNKER ST
City	SAINT CLOUD
State	MN
Zip	56304-4632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-036 RANGE-030 THE FAIRWAYS 3RD ADDITION LOT-004 BLOCK-002
Legal Range	030
Legal Township	036
Legal Section	34
Legal Subdivision	FAIRWAYS 3RD ADDITION
Legal Block	2
Legal Lot Number	4
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2084
Census Tract	20300

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5458 SAND BUNKER ST, SAINT CLOUD, MN 56304-4632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Warranty Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC
Mar 30, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 30, 2017	Warranty Deed, Subdivision Related Transfer · Commercial Mortgage LIBERTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2020 · Amount on Record
Deed Sale	Jun 3, 2020 · Amount on Record
Deed Document Number	2020443265
Prior Transfer Date	Mar 6, 2017
Prior Transfer Doc	0000421791
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jun 3, 2020
Property Address	5458 SAND BUNKER ST, SAINT CLOUD, MN 56304-4632
Document Number	443265
Instrument Date	May 14, 2020
Instrument	443265
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$785.07
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5458 SAND BUNKER ST, SAINT CLOUD, MN 56304-4632
Investor	Possibly a Property Investor

Mortgage

Document Number	443266
Date	Jun 3, 2020
Instrument	443266

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON MN
Recording Date	Mar 30, 2017
Property Address	5458 SAND BUNKER ST, SAINT CLOUD, MN 56304-4632
Document Number	421791
Instrument Date	Mar 6, 2017
Instrument	421791
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Mar 30, 2017
Property Address	5458 SAND BUNKER ST, SAINT CLOUD, MN 56304-4632
Document Number	421792
Instrument Date	Mar 6, 2017
Instrument	421792
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	421793
Date	Mar 30, 2017
Instrument	421793

Lender

Name	LIBERTY BANK
Type	Bank
Address	SAINT CLOUD, MN 56302

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2032

Interest

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	Sauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,266.00 (+14.8%) Homeowner's exemption	$279,500 (-) Land $60,000 Building $219,500	$279,500 (-) Land $60,000 Building $219,500
2023	$3,716.00	$279,500 Land $45,000 Building $234,500	$279,500 Land $45,000 Building $234,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Arvig.

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