5458 Carrara Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5458 Carrara Ct, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,623 sqft · built 2021
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$514,000 (Aug 2025)
Tax Bill$6,430 (2025)
Deeds & MortgagesAug 2025 Sale
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN162531501500010260

Property Details

APN / Parcel Number

Primary APN162531501500010260

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,623 sqft Heated Area
Gross Area3,313 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeFinished
PorchOpen Porch
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address5458 CARRARA CT
CitySAINT CLOUD
StateFL
Zip34771-8060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET GROVES PH 2 PB 28 PGS 14-19 LOT 26
Legal Range31E
Legal Township25S
Legal Section16
Legal SubdivisionSUNSET GROVE
Legal Phase2
Legal Tract5015
Legal Lot Number26
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1018
Census Tract43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address427 SAILFISH DR, TARPON SPRINGS, FL 34688-4901
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2025Warranty Deed, Transfer
MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO
Jan 11, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2025 · Amount on Record
Deed SaleAug 8, 2025 · Amount on Record
Prior SaleJan 11, 2021 · Amount on Record
Deed Document Number2025098868
Deed Book / Page6831 / 2673
Record UpdatedJun 8, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 8, 2025
Property Address5458 CARRARA CT, SAINT CLOUD, FL 34771-8060
Document Number0068312673
Book / Page6831 / 2673
Map ReferenceMB 28 PG 14
Instrument DateAug 4, 2025
Instrument2025098868
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyMAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

AmountAmount Recorded
Tax$3,598.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1924 BARHAM CT, JACKSONVILLE, FL 32259-4569

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address427 SAILFISH DR, TARPON SPRINGS, FL 34688-4901

January 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 11, 2021
Property Address5458 CARRARA CT, SAINT CLOUD, FL 34771-8060
Document Number0058682018
Book / Page5868 / 2018
Map ReferenceMB 28 PG 14-19
Instrument DateJan 6, 2021
Instrument2021004419
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,597.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6900 TAVISTOCK LAKES BOULEVARD STE 200, 200, ORLANDO, FL 32827-7591

Transferred To (Grantee/Buyer)

NameVerified Name
Address5458 CARRARA CT, SAINT CLOUD, FL 34771-8060

Mortgage

Document Number0058682020
DateJan 11, 2021
Instrument5868/2020
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,430.00 (+23.27%)$412,700 (-1.94%) Land $80,000 Building $332,700$412,700 (-14.27%) Land $80,000 Building $332,700
2023$5,216.00 (-8.91%) Homeowner's exemption$420,858 (+3%)$481,400 (+17.82%) Land $80,000 Building $401,400
2022$5,726.00 Homeowner's exemption$408,600 Land $55,000 Building $353,600$408,600 Land $55,000 Building $353,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 60% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Xfinity.

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