5458 Backshore Dr, Granite Falls, NC 28630 Property Records

Caldwell County property record for 5458 Backshore Dr, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,968 sqft · built 2007
Lot Size	1.02 acres (44,823 sqft)
Owner	2 Individual Names on File
Last Sale	$6,000 (Dec 2019)
Tax Bill	$4,527 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08145 7229`

Property Details

APN / Parcel Number

Primary APN	`08145 7229`
Alternative APN	`131351`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,968 sqft Heated Area
Gross Area	7,010 sqft
1st Floor Area	2,968 sqft
Basement Area	2,968 sqft
Unfinished Basement	2,968 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,823 sqft (1.02 acres)
Garage Type	Finished
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	131351
Street Address	5458 BACKSHORE DR
City	GRANITE FALLS
State	NC
Zip	28630-8810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1613 PG 1732 YR 06 ST 110.00
Legal Subdivision	ANCHORS LANDING PH 7
Legal Lot Number	229
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2002
Census Tract	31301

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5458 BACKSHORE DR, GRANITE FALLS, NC 28630-8810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL/OMAHA MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2019 · Amount on File
Deed Sale	Dec 30, 2019 · Amount on File
Prior Sale	Oct 9, 2006 · Amount on File
Deed Document Number	201910039885
Deed Book / Page	1978 / 1561
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	5458 BACKSHORE DR, GRANITE FALLS, NC 28630-8810
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020170872
Date	Apr 5, 2021
Book Page	2017/872
Instrument	10055835

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	5458 BACKSHORE DR, GRANITE FALLS, NC 28630-8810
Document Number	0010038100
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5458 BACKSHORE DR GRANITE FALLS NC 286308810, GRANITE FALLS, NC 28630-8810

Mortgage

Document Number	0010038100
Date	Oct 30, 2019
Book Page	001974/001496
Instrument	10038100

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,527.00 (-21.43%)	$755,000 (-0.03%) Land $33,700 Building $721,300
2025	$5,762.00 (+70.88%)	$755,200 (+59.06%) Land $33,700 Building $721,500	$755,000 (+59.01%) Land $33,700 Building $721,300
2023		$474,800 (-) Land $33,700 Building $441,100	$474,800 (-) Land $33,700 Building $441,100
2022	$3,372.00	$474,800 Land $33,700 Building $441,100	$474,800 Land $33,700 Building $441,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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