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5458 Allison Ln, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 5458 Allison Ln, Charlotte, NC 28277

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,959 sqft · built 2010
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on File
Last Sale$461,000 (Feb 2024)
Tax Bill$2,769 (2024)
Deeds & MortgagesMar 2026 Mortgage
Feb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN229-443-13

Property Details

APN / Parcel Number

Primary APN229-443-13

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,959 sqft Living Area
1st Floor Area842 sqft
Upper Floors Area978 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Lot Area3,485 sqft (0.08 acres)
Garage Area380 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5458 ALLISON LN
CityCHARLOTTE
StateNC
Zip28277-4329
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMX-1(INNOV
Legal DescriptionL94 M52-288
Legal SubdivisionSEDONA/STONE CRK RANCH
Legal Block3
Legal Lot Number94
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2026
Census Tract5845

Owner

5458 Allison Ln, a townhouse, is owned and occupied by an individual who bought it in February 2024.

Source: Mecklenburg County records, as of April 9, 2026

Owner of RecordIndividual Name on File
Mailing Address5458 ALLISON LN, CHARLOTTE, NC 28277-4329
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 27, 2024Warranty Deed, Transfer · Conventional Mortgage
RESICENTRAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2024 · Amount on File
Deed SaleFeb 27, 2024 · Amount on File
Deed Document Number202416684
Deed Book / Page38655 / 272
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5458 ALLISON LN, CHARLOTTE, NC 28277-4329
Transaction TypeMortgage
Record UpdatedApr 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5458 ALLISON LN, CHARLOTTE, NC 28277-4329

Mortgage

Document Number0000032423
DateMar 31, 2026
Book Page40311/6
Instrument2026032423
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateApr 1, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.8%
IndexSOFR Average 30-Day
Max Rate10.8%

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 27, 2024
Property Address5458 ALLISON LN, CHARLOTTE, NC 28277-4329
Document Number0000016684
Book / Page38655 / 272
Map ReferenceMB 52 PG 288
Instrument DateFeb 27, 2024
Instrument2024016684
Transaction TypeTransfer
Record UpdatedMar 28, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$922.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2505 QUAIL LAKE DR, CHARLOTTE, NC 28210-5111

Transferred To (Grantee/Buyer)

NameVerified Name
Address5458 ALLISON LN, CHARLOTTE, NC 28277-4329

Mortgage

Document Number0000016685
DateFeb 27, 2024
Book Page38655/274
Instrument2024016685
Lender
NameRESICENTRAL LLC
TypeNon-Lending Institution
Address4001 E BROADWAY RD STE B17, PHOENIX, AZ 85040
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$378,000 Land $110,000 Building $268,000$378,000 Land $110,000 Building $268,000
2024$2,769.00 (-20.11%)
2023$3,466.00$359,200 Land $110,000 Building $249,200$359,200 Land $110,000 Building $249,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5458 Allison Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5458 Allison Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAMPLIGHTER SOUTH-DANBY
private · serves 3,297 people · EPA ID NC0160156
Water SourcePurchased surface water from LANCASTER COUNTY W&SD
Last State InspectionSep 2025
Also Mapped HereUNION COUNTY WATER SYSTEM
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
Windstream
DSL · Fiber in parts of the area		100 / 20

May also be available: AT&T.

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