54572 92nd Ave, Dowagiac, MI 49047 Property Records

Van Buren County property record for 54572 92nd Ave, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,643 sqft · built 1980
Lot Size	3.62 acres (157,687 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Jan 2019)
Tax Bill	$3,115 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`80-10-029-010-00`

Property Details

APN / Parcel Number

Primary APN	`80-10-029-010-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,643 sqft Living Area
1st Floor Area	1,643 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	157,687 sqft (3.62 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	54572 92ND AVE
City	DOWAGIAC
State	MI
Zip	49047-9511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	277-A 29-4-15 794-110 1539-444/5 1653-350 1678-746 * E 297' OF S 621.5' OF W 1/2 OF SE 1/4 OF SEC.
Jurisdiction	VAN BUREN MI
Township / Civil Division	HAMILTON
Census Block Group	4
Census Block	4043
Census Tract	11500

Owner

54572 92nd Ave is owned and occupied by two individuals who bought it in January 2019.

Source: Van Buren County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54572 92ND AVE, DOWAGIAC, MI 49047-9511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit HONOR CREDIT UNION
Jul 18, 2022	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Jan 22, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
May 26, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2019 · Amount on File
Deed Sale	Jan 22, 2019 · Amount on File
Deed Book / Page	1678 / 746
Prior Transfer Date	May 18, 2017
Prior Transfer Doc	1653/0350
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Recording Date	Apr 27, 2026
Property Address	54572 92ND AVE, DOWAGIAC, MI 49047-9511
Document Number	0003473935
Book / Page	1792 / 594
Instrument Date	Apr 14, 2026
Instrument	20263473935
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54572 92ND AVE, DOWAGIAC, MI 49047-9511

Mortgage

Document Number	0003473935,
Date	Apr 27, 2026
Book Page	1792/594
Instrument	20263473935

Lender

Name	HONOR CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 12, 2046

Interest

Rate	6.22%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	54572 92ND AVE, DOWAGIAC, MI 49047-9511
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54572 92ND AVE, DOWAGIAC, MI 49047-9511

Mortgage

Document Number	001740/944
Date	Jul 18, 2022
Book Page	1740/944

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Nov 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Jan 22, 2019
Property Address	54572 92ND AVE, DOWAGIAC, MI 49047-9511
Document Number	01678/0746
Book / Page	1678 / 0746
Instrument Date	Jan 18, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54572 92ND AVE, DOWAGIAC, MI 49047-9511

Mortgage

Document Number	0001678747
Date	Jan 22, 2019
Instrument	1678/747

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VAN BUREN MI
Recording Date	May 26, 2017
Property Address	54572 92ND AVE, DOWAGIAC, MI 49047-9511
Document Number	1653/0350
Book / Page	1653 / 0350
Instrument Date	May 18, 2017
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41155 76TH ST, 41155, COVERT, MI 49043-9789

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54572 92ND AVE, DOWAGIAC, MI 49047-9511

Tax Assessment & Valuation

The 2025 property tax bill for 54572 92nd Ave was $3,115 with a homeowner's exemption, up 7.5% from the year before.

Source: Van Buren County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Hamilton Township
Unified School District	Decatur Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,700 (-7.55%)	$215,400 (-7.55%)
2025	$3,115.00 (+7.53%) Homeowner's exemption	$116,500	$233,000
2024	$2,897.00
2023		$96,400	$192,800
2020	$2,499.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54572 92nd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54572 92nd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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