5457 Old Cove Rd, Clarkston, MI 48346 Property Records

Oakland County property record for 5457 Old Cove Rd, Clarkston, MI 48346

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,635 sqft · built 1986
Lot Size	0.254 acres (11,064 sqft)
Owner	2 Individual Names on File
Last Sale	$134,000 (Mar 2009)
Tax Bill	$1,669 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`J-08-34-226-006`

Property Details

APN / Parcel Number

Primary APN	`J-08-34-226-006`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,635 sqft Living Area
1st Floor Area	972 sqft
Basement Area	663 sqft
Finished Basement	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Lot Area	11,064 sqft (0.254 acres)
Garage Area	404 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	5457 OLD COVE RD
City	CLARKSTON
State	MI
Zip	48346-3826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	T4N, R9E, SEC 34 LAKE OAKLAND WOODS NO 3 LOT 159
Legal Range	9E
Legal Township	4N
Legal Section	34
Legal Subdivision	OAKLAND
Legal Lot Number	159
Jurisdiction	OAKLAND MI
Township / Civil Division	INDEPENDENCE
Census Block Group	4
Census Block	4007
Census Tract	127700

Owner

5457 Old Cove Rd is owned and occupied by two individuals who bought it in March 2009.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5457 OLD COVE RD, CLARKSTON, MI 48346-3826
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2009 · Amount on File
Deed Sale	Mar 4, 2009 · Amount on File
Deed Document Number	200934658
Deed Book / Page	40947 / 231
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5457 OLD COVE RD, CLARKSTON, MI 48346-3826
Document Number	0000159787
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5457 OLD COVE RD CLARKSTON MI 483463826, CLARKSTON, MI 48346-3826

Mortgage

Document Number	0000159787
Date	Sep 30, 2019
Book Page	053310/000435
Instrument	159787

Lender

Name	VIBE CU
Type	Credit Union
Address	NOVI, MI 48377

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5457 Old Cove Rd was $1,669 with a homeowner's exemption, down 31.6% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Independence Charter Township
Unified School District	Clarkston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,669.00 (-31.57%) Homeowner's exemption	$162,700 Land $38,000 Building $124,700	$325,400 Land $76,000 Building $249,400
2024	$2,439.00
2023		$135,900 Land $28,100 Building $107,800	$271,800 Land $56,200 Building $215,600
2022	$2,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5457 Old Cove Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5457 Old Cove Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE TOWNSHIP serves 11,790 people · EPA ID MI0003342
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20