5456 Stone Garden Dr, Howell, MI 48843 Property Records

Livingston County property record for 5456 Stone Garden Dr, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,903 sqft
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$46,000 (Jan 2021)
Tax Bill	$4,648 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-31-200-009`

Property Details

APN / Parcel Number

Primary APN	`10-31-200-009`
Alternative APN	`471031200009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,903 sqft Living Area
1st Floor Area	1,391 sqft
Basement Area	1,391 sqft

Exterior

Lot Area	87,120 sqft (2 acres)
Garage Area	531 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5456 STONE GARDEN DR
City	HOWELL
State	MI
Zip	48843-9521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	SEC. 31 T2N-R4E STONE GARDEN PARCEL #3 BEG N 1/4 COR TH S8928'30"E ALONG NL 435.17' TO POB; TH S8928'30"E ALG NL 149.31';
Legal Range	04E
Legal Township	02N
Legal Section	31
Legal Subdivision	STONE GARDEN SUB
Jurisdiction	LIVINGSTON MI
Township / Civil Division	MARION
Census Block Group	1
Census Block	1015
Census Tract	730600

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5456 STONE GARDEN DR, HOWELL, MI 48843-9521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Intrafamily Transfer, Transfer · Land Contract GREENSTONE FARM CREDIT SERVICES FLC
Jan 11, 2021	Limited Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Jan 11, 2021	Quit Claim Deed, Transfer SELECT TITLE COMPANY, SELECT TITLE CO
Aug 17, 2017	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2021 · Amount on Record
Deed Sale	Jan 11, 2021 · Amount on Record
Prior Sale	Aug 17, 2017 · Amount on Record
Deed Document Number	20211440
Last Transfer Date	Nov 15, 2022
Transfer Doc	0000030244
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON MI
Recording Date	Nov 23, 2022
Property Address	5456 STONE GARDEN DR, HOWELL, MI 48843-9521
Document Number	0000030244
Instrument Date	Nov 15, 2022
Instrument	2022R-030244
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5456 STONE GARDEN DR, HOWELL, MI 48843-9521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5456 STONE GARDEN DR, HOWELL, MI 48843-9521

Mortgage

Document Number	0000030245
Date	Nov 23, 2022
Instrument	2022R-030245

Lender

Name	GREENSTONE FARM CREDIT SERVICES FLC
Type	Subprime Lender

Agreement

Type	Land Contract
Amount	Amount Recorded
Term	371 Months
Due	Oct 1, 2053

January 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jan 11, 2021
Property Address	5456 STONE GARDEN DR, HOWELL, MI 48843-9521
Document Number	0000001440
Instrument Date	Dec 28, 2020
Instrument	2021R-001440
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	SELECT TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10597 GRANGE, WHITMORE LAKE, MI 48189-9324

Mortgage

Document Number	0000001441
Date	Jan 11, 2021
Instrument	2021R-001441

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	7.87%

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jan 11, 2021
Property Address	5456 STONE GARDEN DR, HOWELL, MI 48843-9521
Document Number	0000001439
Instrument Date	Dec 28, 2020
Instrument	1439
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	SELECT TITLE COMPANY, SELECT TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2388 GENOA BUSINESS PARK DR BRIGHTON MI 481147366, BRIGHTON, MI 48114-7366

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Aug 17, 2017
Property Address	5456 STONE GARDEN DR, HOWELL, MI 48843-9521
Document Number	0000024224
Instrument Date	Aug 8, 2017
Instrument	24224
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$3,809.80
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2388 GENOA BUSINESS PARK DR BRIGHTON MI 481147366, BRIGHTON, MI 48114-7366
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Marion Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,000 (+772%)	$436,000 (+772%)
2025	$4,648.00 (+362.49%)
2023		$25,000
2021	$1,005.00		$50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stone Garden Dr

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