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5456 Cactus Cir, Spring Hill, FL 34606 Property Records

Hernando County property record for 5456 Cactus Cir, Spring Hill, FL 34606

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,771 sqft · built 2009
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on Record
Last Sale$171,365 (Mar 2009)
Tax Bill$1,790 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNR32-323-17-5050-0225-0060

Property Details

APN / Parcel Number

Primary APNR32-323-17-5050-0225-0060
Alternative APNs
  • 00471929
  • 471929

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,771 sqft Living Area
Gross Area2,325 sqft
1st Floor Area1,771 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialCombination
Construction TypeConcrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area48 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00471929
Street Address5456 CACTUS CIR
CitySPRING HILL
StateFL
Zip34606-5508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 5 BLK 225 LOT 6
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UN 5
Legal Block225
Legal Lot Number6
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group3
Census Block3033
Census Tract41401

Owner

Source: Hernando County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5456 CACTUS CIR, SPRING HILL, FL 34606-5508
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 11, 2009 · Amount on Record
Deed SaleMar 11, 2009 · Amount on Record
Prior SaleOct 2, 2008 · Amount on Record
Deed Document Number200912658
Deed Book / Page2635 / 453
Prior Transfer DateSep 8, 2008
Prior Transfer Doc0025980516
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Recording DateSep 1, 2026
Property Address5456 CACTUS CIR, SPRING HILL, FL 34606-5508
Document Number0000059033
Book / Page4754 / 964
Instrument DateAug 4, 2026
Instrument202659033
Transaction TypeMortgage
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5456 CACTUS CIR, SPRING HILL, FL 34606-5508

Mortgage

Document Number0000059033,
DateSep 1, 2026
Book Page4754/964
Instrument202659033
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 31, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,790.00 (+67.92%) Homeowner's exemption$116,382 (+5.99%)$283,168 (+3.69%) Land $30,500 Building $252,668
2023$109,808 (+3%) Land $109,808
2022$1,066.00 Homeowner's exemption$106,610$273,082 Land $28,000 Building $245,082

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 48 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims5 (1993–2017)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Tillman Fiber, WOW Internet, Cable & Phone.

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