5455 Spay Rd, Mc Cool, MS 39108 Property Records

Choctaw County property record for 5455 Spay Rd, Mc Cool, MS 39108

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,170 sqft · built 1988
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Tax Bill$746 (2025)
Flood ZoneZone X (minimal risk)
APN106 0001 0010010

Property Details

APN / Parcel Number

Primary APN106 0001 0010010

Interior

Bedrooms3 Beds
Total Rooms5 Rooms
Building Area1,170 sqft Living Area
FlooringCarpet

Exterior

Year BuiltBuilt 1988
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)

Location & Zoning

Street Address5455 SPAY RD
CityMC COOL
StateMS
Zip39108-4299
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT W1/2 SW1/4 SW1/4 W OF RD
JurisdictionCHOCTAW MS
Township / Civil Division4
Census Block Group4
Census Block4043
Census Tract950200

Owner

Source: Choctaw County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5455 SPAY RD, MC COOL, MS 39108-4299
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 11, 2014
Deed SaleNov 11, 2014
Deed Document Number0000206747
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Choctaw County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyChoctaw County
Unified School DistrictChoctaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$746.00 (+31.34%)$8,861 (+25.97%) Land $825 Building $8,036$59,072 (+25.97%) Land $5,500 Building $53,572
2023$568.00$7,034 Land $825 Building $6,209$46,892 Land $5,500 Building $41,392

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2020–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAN HANDLE WATER ASSOCIATION
public/private · serves 990 people · EPA ID MS0100006
Water SourceGroundwater
Last State InspectionJan 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
4-County Fiber
Fiber
1,000 / 1,000

May also be available: C Spire Wireless.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Spay Rd

Nearby Streets

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